Lombard, IL One East 22nd Street Suite 710 Office

Stephen Cogger is a financial advisor with Cetera, holding a Series 66 designation and 10 years of industry experience. He has worked at LPL Financial, LLC since 2016 and has been with Cetera Investment Advisors LLC and Cetera Investment Services LLC since 2026. Outside of his advisory roles, he works as a hotel security officer at Courtyard by Marriott Elmhurst. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individual investors, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Kevin Rossetti is a financial advisor at Cetera with 10 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Foresters Advisory Services LLC and Foresters Financial Services. Cetera Investment Advisers LLC is an SEC-registered advisor that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers portfolio management, financial planning, and access to multiple program platforms, managing over $256 billion in assets.

Steven Hixon is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His career includes long-term roles at various Cetera entities dating back to 2004, as well as prior experience at Premier Tax & Accounting. Outside of advisory work, he is involved in tax preparation and accounting services through Premier Tax & Accounting Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a large nationwide network of independent advisors, operating a multi-manager platform with access to affiliated and third-party managers and various program structures.

Darek Chlipala is a financial advisor at Cetera with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Cetera since 2019, following a 17-year tenure at Foresters Financial. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors and operates a multi-manager platform with access to affiliated and third-party money managers.

Ravi Patel is a financial advisor at Cetera with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and its affiliates since 2016. In addition to advising, he works as a property and casualty insurance agent for Modus Technologies. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and access to a range of investment programs, operating a multi-manager platform with over $256 billion in assets under management.

Dimitris Panagopoulos is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and eight years of industry experience. His work history includes roles at Cetera since 2019 and Foresters Financial Services from 2018 to 2019. Outside of his advisory work, he performs bookkeeping duties for the Treasure for Illinois Fund of Careers in School Psychology. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutions. The firm offers various investment management and consulting services through a large network of independent advisors and utilizes a multi-manager platform with both affiliated and third-party managers.

Tracy Lepore is a financial advisor at Cetera with eight years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Cetera since 2019. Her prior experience includes roles at Foresters Advisory Services LLC and American Income Life. Cetera Investment Advisers LLC is an SEC-registered firm that provides a wide range of investment management and financial planning services to individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers multiple program options including discretionary and non-discretionary portfolio management and access to third-party managers.

Michael Deoliveira is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 10 years of industry experience. He has worked with Cetera since 2026 and previously spent over a decade with Charles Schwab in various roles. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing multiple program structures and investment strategies.

Liam Hansen is a financial advisor at Cetera with nine years of industry experience and holds a Series 66 designation. His prior experience includes six years at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, as well as roles at Bank of America and Merrill Lynch. Outside of his advisory work, he serves as treasurer for Word of the Truth Ministries and is the owner of Hansen Reserve Honey Co., a honey sales business. Cetera Investment Advisers LLC is a multi-manager platform serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers, with over $256 billion in assets under management and a nationwide network of more than 10,000 advisors.

John Veirup is a financial advisor with Cetera who holds Series 63 and Series 66 designations and has 35 years of industry experience. He has been with Cetera and its affiliate Cetera Investment Services LLC since 2019. Beyond his advisory role, he serves as president of the Spanish Galleon Condo Association. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate and charitable accounts, and institutions. The firm offers various portfolio management and consulting services through a large network of independent advisors, utilizing multi-manager platforms and diverse program options.

Cesar Gonzalez is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 17 years of industry experience. Prior to joining Cetera in 2024, he worked at JP Morgan Chase Bank and J.P. Morgan Securities from 2008 to 2024. Cetera Investment Advisers LLC serves a broad client base that includes individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and bespoke strategies.

Michael Molyneaux is a financial advisor with Cetera, holding Series 63 and Series 65 designations and 28 years of industry experience. He has worked at Cetera since 2019 and spent 22 years at Foresters Financial Services prior to that. He serves as co-trustee on his father's irrevocable life insurance trust. Cetera Investment Advisers LLC is an SEC-registered adviser that operates a large nationwide network of independent advisors, serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services with multiple program structures and access to affiliated and third-party managers.

David Pokorny is a financial advisor with Cetera, holding Series 63 and Series 65 designations and eight years of industry experience. He has worked with Cetera and its related entities since 2019 and previously worked at Foresters Financial and Northern Illinois University. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers diverse investment management and financial planning services through a large network of advisors and employs a multi-manager platform with various program structures and custodial relationships.

Michelle Piper is a financial advisor at Cetera with 14 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with Cetera and Foresters Financial Services throughout her career. Piper is the owner of Piper Wealth Management, a business operating under Cetera. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and retirement services through a large network of independent advisors, utilizing a multi-manager platform with access to affiliated and third-party money managers.

Adam Dziubinski is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked at Cetera since 2019 and previously held roles at Foresters Financial Services and Foresters Advisory Services. Outside of advising, he owns and operates Ledaddy Lights, a business that makes and sells 3D printed items. Cetera Investment Advisers LLC is an SEC-registered firm that provides financial advisory services through a large network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services, with multiple program structures and access to third-party money managers.