Louisville, KY 10503 Timberwood Circle Office

Barrett Norris is a financial advisor at Cetera with 22 years of industry experience. He holds the Series 66 designation and has been associated with Cetera and Cetera Wealth Services, LLC since 2013. He also operates a securities business under the DBA Commonwealth Capital Management, LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services through a large nationwide network of independent advisors and employs a multi-manager platform with various investment program options.

William King Jr. is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Truist Advisory Services, BB&T Securities, and BB&T Bank. King is currently based in Louisville, KY. Cetera Investment Advisers LLC serves a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Jenna Price is a financial advisor at Cetera with four years of industry experience. She holds a Series 66 designation and has worked in various roles since 2017, including administrative duties at David Price and Commonwealth Capital Management. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary accounts.

Michael Saunders is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has worked at Cetera since 2019 and previously spent 25 years at Ameriprise Financial Services, Inc. He serves as a board member for his condominium association in Louisville, KY. Cetera Investment Advisers LLC supports a large network of independent advisors and serves a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through multiple program structures and affiliated third-party managers.

Steven Richardson is a CFP® professional with 43 years of industry experience, currently advising at Cetera in Louisville, KY. He has held roles at Cetera Wealth Services, LLC since 2013 and owns Commonwealth Capital Management, LLC. Outside of advisory work, he serves as president of the Sycamore Ridge HOA and co-owns Commonwealth Capital Management Realty, LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform allowing advisors to implement model portfolios, select third-party managers, or create custom strategies across a range of program structures and custodial relationships.

Oliver Tuller is a CFP® professional with 13 years of industry experience. He is currently a financial advisor at Cetera and Commonwealth Capital Management, having previously worked at PNC Investments, PNC Wealth Management, and Fidelity. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Conrad Newman is a CFP® professional at Cetera with eight years of industry experience. He has worked at several firms including Northwestern Mutual Wealth Management Company and Edward Jones. He holds Series 63 and Series 66 licenses. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.

Joseph Clay is a financial advisor based in Louisville, KY, affiliated with Cetera. He holds Series 63 and Series 65 credentials and has 16 years of industry experience. His prior roles include positions at PNC Investments LLC and TIAA-CREF. Clay also provides financial planning through Commonwealth Capital Management, LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform, with over 10,000 advisors and assets under management exceeding $256 billion.

David Price is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 23 years of industry experience. He has been affiliated with Cetera and its related entities since 2013. Price also operates Commonwealth Capital Management, LLC, a financial services business. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients nationwide, offering a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to both affiliated and third-party managers.

Clinton Carrier is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His background includes 15 years at PNC Bank and PNC Investments prior to joining Cetera in 2025. Outside of his advisory work, he serves as Treasurer of the Suburban Masonic Lodge #740 in Louisville, KY. Cetera Investment Advisers LLC distributes its services through a large nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to both affiliated and third-party managers.

Lynore Yates is a financial advisor at Cetera with 11 years of industry experience and holds Series 63 and Series 65 credentials. She has worked at Cetera since 2018 and has prior experience at MML Investors Services and Mass Mutual Life Insurance Company. In addition to her advisory role, Yates is active as an insurance agent, selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a large independent advisor network. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and various program options including model portfolios, third-party managers, and bespoke strategies.

Matthew Kittell is a financial advisor at Cetera with 28 years of industry experience. He holds a Series 66 designation and has previously worked at J.P. Morgan Securities and Commonwealth Capital Management, LLC. Cetera Investment Advisers LLC is an SEC-registered advisor serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and retirement services, overseeing more than $256 billion in assets and supporting over 10,000 advisors.

Steven Richardson Jr. is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 12 years of industry experience. His prior work includes roles at Commonwealth Capital Management, Citizens Securities, PNC Investments, and other firms. He is also an insurance agent selling life, annuities, and long-term care products. Cetera Investment Advisers LLC provides services through a large national network of over 10,000 advisors, serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers varied portfolio management options, financial planning, and access to third-party managers across multiple program structures.

Whitney McNicol is a financial advisor at Cetera with 10 years of industry experience and holds a Series 66 designation. Prior to joining Cetera Wealth Services in 2025, Whitney worked with First Allied Advisory Services and Waddell & Reed Inc. Beyond financial advising, Whitney is involved in several music-related ventures, including co-owning Mom's Music Inc. and owning McNicol Maxwell LLC (Maxwell's House of Music), which operate retail music stores and offer music lessons. Whitney also serves as a board member for the Max Music Well Foundation, a charitable organization. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager investment platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Andrew Southworth is a financial advisor at Cetera with 26 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at Thurston Springer Advisors, Thurston Springer Financial, KPP Advisory Services LLC, and LPL Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with discretionary and non-discretionary program options.