Minnetonka, MN 130 Cheshire Ln Office

John Bennett is a financial advisor with Cetera who holds Series 63 and Series 66 designations and has 37 years of industry experience. He has been associated with Cetera and its affiliate Cetera Wealth Services since 2013. Bennett is also the CEO of Bennett, Mastin, Kosmak, Inc., where he is involved in business development, coaching, and support, and serves as president of Bennett Financial Group, Inc., providing financial consulting and mortgage referral services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse investment program options featuring both discretionary and non-discretionary management, with access to affiliated and third-party managers on a multi-manager platform.

Christine Zuck is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Cetera. Her career includes roles at Bar Financial Partners, AdvisorNet Wealth Partners, LPL Financial, and Frandsen Financial, among others. Outside of her advisory work, she volunteers providing tax preparation and financial planning services for low and moderate income individuals and serves on the advisory board of a startup company. Cetera Investment Advisers LLC is a nationwide independent advisor network serving a diverse client base, including individuals, retirement plans, corporations, charitable organizations, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary management options, combining affiliated and third-party model portfolios with bespoke strategies, supporting a wide range of program structures and custodial relationships.

Josh Fussy is a financial professional with Cetera, holding a Series 66 credential and three years of industry experience. He has worked with several Cetera-affiliated firms, including Bar Financial Partners and AdvisorNet Financial Partners. From 2007 to 2020, he was employed as a grade school teacher. Cetera Investment Advisers LLC is an SEC-registered advisor that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management options, providing access to affiliated and third-party managers through various program structures.

Luke Hannahan is a financial professional with 14 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 licenses and has worked at firms including Merrill and AdvisorNet Wealth Partners. Hannahan is involved in financial planning and also sells fixed insurance products such as life insurance, annuities, and long-term care. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform that supports model portfolios, third-party managers, and bespoke strategies across various program structures and custodial relationships.

Michael Hiniker is a financial advisor with Cetera who holds Series 63, Series 65, and Series 66 licenses and has 26 years of industry experience. He has worked at several firms including E*TRADE Securities LLC and various AdvisorNet entities. Hiniker also serves as an executive planner providing financial planning, asset management, and guidance to advisors on the AdvisorNet RIA platform, and works as an insurance agent selling life, fixed annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm with a nationwide network of over 10,000 advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple third-party money managers through a multi-manager platform with a variety of program structures and custodial relationships.

Michael Kosmak is a financial advisor with Cetera who holds a Series 66 designation and has 27 years of industry experience. He has been with Cetera Wealth Services since 1999 and currently co-owns Bennett, Mastin and Kosmak Inc., where he serves in management and training roles. Outside of finance, he is the owner and president of Langdon St. Consultants, a technology consulting firm. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform that allows advisors to implement diverse investment strategies with discretionary and non-discretionary authorities.

Maxwell Opheim is a financial professional with Cetera and its affiliated entities, holding Series 63 and Series 65 licenses and accumulating seven years of industry experience. He has worked in various capacities at Cetera and related firms since 2017. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm provides a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.