Woodinville, WA Office

Ceva Advisors is a small, state-registered advisory firm that provides comprehensive financial planning and discretionary investment management to individual clients, high‑net‑worth individuals, and trusts and estates. The firm constructs customized portfolios using ETFs and mutual funds and may also include individual securities, private placements, or allocations to digital assets as part of an agreed plan.

The firm generally follows Modern Portfolio Theory principles—diversifying across asset classes, implementing periodic rebalancing, and emphasizing low‑cost funds—while making bespoke adjustments to match client objectives and risk tolerance. Ceva may engage third‑party managers for portions of client assets and explicitly offers private investment recommendations (client‑directed) and direct digital‑asset allocations, including custody options and staking, with a typical guideline of up to 5% of a client’s allocation.

Distinctive features disclosed in the brochure include its small scale and concentrated client relationships (approximately $52 million in discretionary assets as of January 8, 2026) and ownership by a family trust that also controls an affiliate focused on acquiring and operating private software businesses, an activity the firm describes as separate from client services. The firm also relies on an unaffiliated RIA/operations relationship to gain access to custodial platforms and trade execution, and it documents specific operational practices for trade processing and digital‑asset custody that differ from many peers.