CFD Investment Advisory LLC

The firm provides discretionary investment management and related advisory services to individuals, high‑net‑worth individuals, trusts, estates and charitable organizations. In its initial ADV filing the firm reports no assets under management and describes building diversified portfolios primarily with low‑cost mutual funds and ETFs while retaining flexibility to use individual stocks, bonds and options when appropriate.

The adviser describes a fiduciary, long‑term oriented approach that combines fundamental, technical and cyclical analysis with an internal due diligence process to construct and monitor portfolios. The firm says it will rebalance or trade holdings to meet client objectives, may use cash positions as hedges, and allows clients to place reasonable restrictions on investments.

Distinctive aspects noted in the brochure include that the principal is early in their career with a recent accounting degree and concurrently spends substantial time (approximately half of a month) working as a valuation analyst performing business valuations and sales as a separate, fee‑based activity. The firm also participates on Schwab’s institutional platform and receives related economic benefits, maintains a Code of Ethics that allows supervised persons to trade alongside clients under supervisory controls, and does not accept custody of client assets except for authorized fee deductions.