Forest Hill, MD Office

CFM Advisors serves individuals (including high‑net‑worth clients), pension and profit‑sharing plans, and corporate clients. The firm offers non‑discretionary individual portfolio management, a Manager‑of‑Managers program, pension consulting (including IPS preparation and participant education), and financial planning, reporting $202,673,839 in client assets under non‑discretionary management and $2,729,427,088 in 401(k) assets under advisement across 199 clients and five advisors.

The firm develops individualized Personal Investment Policy Statements through client interviews and implements recommendations on a non‑discretionary basis, often by selecting and monitoring third‑party asset managers and program sponsors. CFM uses a range of analytical methods (fundamental, technical, quantitative and qualitative), emphasizes asset allocation, and conducts at least quarterly reviews of accounts and manager performance while retaining authority to hire and fire selected managers.

What is distinctive relative to many team firms is CFM’s emphasis on non‑discretionary advisory relationships and its large advisory role for retirement plans — its 401(k) assets under advisement substantially exceed its non‑discretionary retail assets. The firm is majority‑owned indirectly through Apollo Lunar Module LP and the Russo Family Dynasty Trust and relies on institutional partnerships (including SEI, Schwab and Fidelity platforms) to deliver manager selection, custody and platform services.