Chair Six Financial Planning, PLLC

Chair Six Financial Planning, PLLC serves individuals, high-net-worth individuals, and small businesses, providing personal financial planning, investment consultation, and ongoing portfolio management through its PFP Plus service. The firm also offers accounting and tax‑preparation services under separate engagement agreements, with advisory engagements initiated by a client engagement agreement and an initial interview.

The firm’s investment approach blends long-term, globally diversified asset allocation with tools such as Modern Portfolio Theory, core-and-satellite construction, and selective active management; portfolios may be managed on a discretionary or nondiscretionary basis and the adviser may recommend third‑party managers after due diligence. Tax-aware planning is integrated into its process—tax projections, tax-loss harvesting considerations, and qualified dividend income (QDI) factors are explicitly discussed in the brochure—and accounts are reviewed periodically or as client circumstances change.

Noteworthy aspects compared with peers include the principal’s credentials as a Certified Public Accountant and Personal Financial Specialist and the firm’s provision of separate paid accounting/tax services, an arrangement the brochure distinguishes from its advisory compensation. The brochure also discloses the principal’s minority membership and co‑manager role in a family investment vehicle, Zappone Asset Partners, LLC (stated not to involve clients or compensation), and the firm reports managing about $4.88 million for a very small client base while generally using fixed project, hourly, or annual fixed planning fees rather than a traditional percentage‑of‑AUM model.