C
Chambers Financial Consulting
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$28,100,565
This total excludes 2 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
51
16% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
51
HighAverage account size
$550,991
About
Chambers Financial Consulting provides investment management and financial planning to individuals, high-net-worth individuals, corporations, and charitable organizations. As a fee-only registered investment adviser, the firm addresses retirement, estate, tax, business planning, and related financial goals and may recommend third‑party professionals without receiving referral compensation.
The firm’s investment approach emphasizes asset allocation grounded in Modern Portfolio Theory, combining passive and active strategies with a generally long-term orientation and the use of Outside Managers and model portfolios, including access to SEI’s institutional platform for portfolio implementation and rebalancing. Chambers conducts quarterly portfolio reviews, offers both ongoing and project‑based planning engagements, and reported approximately $32.1 million in discretionary assets under management as of December 31, 2025.
Noteworthy features include serving charitable organizations in addition to individual clients, a relatively uncommon client type among independent peers, and its operational relationship with SEI, from which it receives software and systems support that may affect custodian selection. The firm also does not aggregate (block) client trades and primarily relies on custodial statements rather than issuing separate performance reports, practices that differ from many similarly sized advisers.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Business ownership considerations
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General estate planning guidance
Retirement income strategy
Fee options
Initial Financial Planning fee up to $2,500; Project-Based Financial Planning fixed fees from $500 to $10,000
1.25% annually (negotiable)
$300 per hour for Project-Based Financial Planning
Fee-only: Ongoing Financial Planning: $100 to $1,000 per month (negotiable); Project-Based Financial Planning: $500 to $10,000 fixed fee or $300 hourly rate
Main office location
Chambers Financial Consulting
203 Us Highway 277 N
Sonora TX 76950, United States
Number of offices
1
Most active in
Chambers Financial Consulting has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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