Champion Financial Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Champion Financial, Inc. is a small, independent registered investment adviser that serves individual and high‑net‑worth clients through financial coaching, investment and financial planning. The firm delivers planning on an hourly basis and says typical engagements (retirement, insurance, estate) run one to four hours, with implementation handled either by the client or through a recommended third‑party money manager.
The firm’s investment approach is grounded in Modern Portfolio Theory and the Efficient Market Philosophy, emphasizing broad diversification and avoiding individual security selection or market timing. Champion describes its role as developing asset allocation recommendations, monitoring rebalancing and using portfolio analysis tools (including Morningstar Principia and Dimensional returns software) while leaving day‑to‑day trading and custody to an external manager and custodian.
Noteworthy aspects relative to peers include Champion’s exclusive reliance on a single third‑party RIA to implement its strategies rather than directly managing client accounts, and its model of short, hourly coaching engagements coupled with outsourced portfolio management. The firm also does not take custody of client assets, does not vote proxies on behalf of clients, and relies on custodial and third‑party reporting rather than producing its own regular account reports.
Client services
Expertise
Fee options
0.95% annually
$150 per hour for financial planning services, fee negotiable
Fee-only: Financial planning services charged hourly at $150 per hour, fee negotiable
Main office
Velpen IN
Advisors at this office
1
Most active in
Illinois · Indiana
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)