Paramus, NJ Office

Stephen Paino IV is a financial advisor at Charles Schwab with four years of industry experience. He holds a Series 66 designation and has worked at several firms including JPMorgan Chase Bank and The Prudential Insurance Company of America. Prior to his financial services career, he was involved with Pompilios Pizzeria. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory program, offering a combination of advisory, brokerage, custody, and financial planning services. The firm’s investment approach includes multi-asset model portfolios and both non-discretionary and discretionary management options delivered at scale through a highly integrated platform.

Jason Babilonia is a financial advisor at Charles Schwab with 21 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab and its affiliated bank since 2019, following an 11-year tenure at TD Ameritrade Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational resources.

Brian Criscione is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank SSB and Charles Schwab & Co., Inc. since 2022, following six years at UBS Financial Services. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset model portfolios with centralized supervisory and custodial operations.

Sabrina Abdelaaty is a financial advisor at Charles Schwab with 11 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at firms including TD Ameritrade, Tapfin/EY, Hightower Financial Principles, and Sax Wealth Advisors. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance with access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Nadi Beciri is a financial advisor with Charles Schwab in Paramus, NJ, holding a Series 66 designation and six years of industry experience. Prior to joining Charles Schwab and Charles Schwab Bank, SSB in 2021, Beciri worked at Bank of America, Merrill, and David Lerner Associates. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options with centralized custody and a distinctive operational model that integrates advisory and brokerage services.

Michael Valenza is a financial advisor with Charles Schwab in Paramus, NJ, holding a Series 66 designation and 14 years of industry experience. His prior experience includes roles at HSBC Securities, HSBC Bank USA, and Morgan Stanley Private Bank. He has been with Charles Schwab since 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment guidance with a multi-asset model portfolio approach.

Joseph Neri is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and eight years of industry experience. He has worked at Charles Schwab Bank, SSB since 2018 and at Charles Schwab & Co., Inc. since 2017. Prior to joining Schwab, he spent time at The M Group & Associates and was involved with My Big Fat Greek Restaurant. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a comprehensive operational structure including centralized custody and a formal alternative-investment onboarding process.

Michael Iannucci is a financial advisor at Charles Schwab with 31 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior work includes roles at Scottrade, Inc., TD Ameritrade, and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by integrated custody and brokerage services.

George Oviedo is a CFP® professional with 17 years of experience in the financial industry. He has worked at Charles Schwab and Charles Schwab Bank SSB since 2020, and previously at TD Ameritrade from 2016 to 2020. He holds Series 63 and Series 65 licenses. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining integrated custody, brokerage, and advisory services.

Jeffrey Wogel is a financial advisor at Charles Schwab with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 1996, including a role at Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a centralized operational structure.

Thomas Vitale is a financial advisor with Charles Schwab in Paramus, NJ, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. His career includes roles at Charles Schwab Bank and Charles Schwab since 2018, as well as prior positions at E*TRADE Capital Management LLC and TD Ameritrade Inc. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Sean Greenhut is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. His career includes roles at Charles Schwab Bank, SSB since 2023, Charles Schwab since 2022, and TD Ameritrade from 2016 to 2022. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines non-discretionary client advisory models with access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Brian Barker is a financial advisor with Charles Schwab holding a Series 66 designation and one year of industry experience. Prior to joining Charles Schwab, he has coaching roles in lacrosse and experience in the food service industry. He is actively involved as a lacrosse coach at multiple organizations, including LX20 Lacrosse Academy and Northern Valley Old Tappan High School. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to affiliated discretionary separately managed accounts, supported by an integrated operational structure.

Ricky Wallace is a financial advisor with Charles Schwab in Paramus, NJ, holding a Series 66 license and bringing 11 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank, SSB since 2015. Outside of his advisory role, he serves as Treasurer for Phi Beta Sigma Fraternity Inc., a nonprofit charitable organization. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a primarily non-discretionary client relationship model with access to discretionary separately managed accounts and employs strategic multi-asset investment portfolios alongside comprehensive due diligence on alternative investments.

Mayda Alvarado is a financial advisor with Charles Schwab in Paramus, NJ, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2009. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance with client decision-making and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.