Phoenix, AZ E Francisco Office

Emma Johnson is a Series 66 credentialed financial advisor with 15 years of industry experience. She has worked at Charles Schwab Bank and Charles Schwab since 2018 and held a position at AssetMark from 2017 to 2018. She is based in Phoenix, AZ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options using multi-asset model portfolios and centralized operational support.

Lindsey Barba is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and 18 years of industry experience. She has been with Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2010. Outside of her advisory work, she also works as a grocery delivery shopper for Instacart on weekends. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers multi-asset model portfolios, alternative investment options, and centralized custody and order-routing services.

John Figueroa is a financial advisor at Charles Schwab with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Charles Schwab since 1997, including an 11-year tenure at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, leveraging multi-asset model portfolios and centralized operational structures.

Olga Gonzalez is a financial advisor at Charles Schwab with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Charles Schwab & Co., Inc. since 2015 and Charles Schwab Bank SSB since 2020. Outside of her financial advisory work, she owns a textile manufacturing business focused on producing knitted garments and socks. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and integrated brokerage, custody, and advisory services.

Justin Kerr is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with Charles Schwab and its related entities since 2015, including Charles Schwab Bank since 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a range of investment guidance supported by multi-asset model portfolios and due diligence on alternative investments.

Craig Carter is a financial advisor with Charles Schwab holding a Series 66 designation and 16 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2009 and Charles Schwab Bank, SSB since 2011. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management options. The firm operates at scale with a comprehensive, integrated structure combining advisory, brokerage, custody, and cash-sweep services.

Cole Roether is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and two years of industry experience. He has worked at Charles Schwab since 2023 and previously held roles at QuikTrip and the City of Peoria. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions with centralized custody and operational support.

Brian Spann is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 66 and Series 63 licenses with three years of industry experience. Prior to joining Schwab, he served in the United States Air Force for 14 years and worked for American Public University for nine years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a range of investment and custody services supported by its centralized operational platform.

Burke Fortner is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes roles at Northwestern Mutual and The Keg Steakhouse & Bar. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Alejandro Fragoso is a CFP® and holds a Series 66 license with Charles Schwab. He has seven years of industry experience, including roles at Charles Schwab and Charles Schwab Bank since 2018. Prior to his financial services career, he worked at Fry's Food & Drug Stores for three years. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions supported by a multi-asset allocation approach and centralized operational infrastructure.

Frederik Pioro is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and 21 years of industry experience. He has been with Charles Schwab since 2006 and also works with Charles Schwab Bank since 2025. Charles Schwab & Co., Inc. serves a large client base that primarily includes high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a client relationship model that is primarily non-discretionary while also providing access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Clint Sanders is a financial advisor at Charles Schwab with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and Charles Schwab Bank since 2007 and 2008, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and alternative investments within an integrated, large-scale operational framework.

Rodrigo Monteverde Jr. is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 65 and Series 63 credentials and has been with Charles Schwab & Co., Inc. since 2012, including a current role at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, using multi-asset model portfolios and a centralized operational structure.

Tracy Marshall is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 28 years of industry experience. She has spent over a decade at Charles Schwab & Co., Inc., including roles at Charles Schwab Bank, Charles Schwab Trust Bank, and Charles Schwab Premiere Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management with multi-asset model portfolios and integrated custody and brokerage services.

Exton Bassett is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and four years of industry experience. He has held roles at Charles Schwab since 2021 and previously worked in real estate and restaurant industries. Outside of his advisory role, Bassett serves as an assistant coach for a high school lacrosse team. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management along with integrated brokerage and custody services.