Charter Research & Investment Group Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Charter Research & Investment Group serves primarily high-net-worth individuals and families, with a client mix that includes pre‑retirees, retirees and seniors. The firm provides discretionary investment management and integrated financial planning for trust, retirement and brokerage accounts, managing approximately $275 million in client assets and tailoring portfolios to each client’s stated objectives and risk tolerance.
The firm describes a bottom‑up investment process that combines fundamental, qualitative and technical analysis, emphasizes individual equity and fixed‑income positions, and relies on asset allocation and diversification as primary drivers of portfolio outcomes. It may use no‑load mutual funds or ETFs for non‑correlated exposure, applies select stops on positions with high implied volatility, and (as disclosed in its filings) employs derivatives in separately managed accounts as part of its risk‑management toolkit.
Notable features relative to peers include a fee‑only, discretionary‑only advisory model and a practice of generally serving households with at least $750,000 in investable assets. The firm also documents a preference for individually managed securities over pooled vehicles and discloses reliance on institutional custodian services and related operational arrangements that can affect execution and reporting.
Client services
Expertise
Demographic focus
Fee options
<$3,500,000 - $3,500,000: 1.00% $3,500,000 - $7,000,000: 0.75% $7,000,000 - $10,500,000: 0.55% >$10,500,000+: 0.25%
Account minimum: $750,000 Fee-only: Fee-only Registered Investment Advisor; no commissions, rebates, awards, finder's fees, or other forms of compensation from product sales.
Main office
2507 Post Road
Southport CT 06890
Advisors at this office
4
Most active in
Connecticut · Florida · Massachusetts · New Hampshire · New York · Pennsylvania · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Patrick C
Series 65
Southport, CT
Charter Research & Investment Group Inc
Patrick Clark is a financial advisor with Charter Research & Investment Group Inc, holding a Series 65 designation and over 30 years of industry experience. He has worked at Charter Research & Investment Group since 1993. Charter Research & Investment Group Inc is a fee-only registered investment adviser serving primarily high-net-worth individuals and families with investable assets around $750,000 or more. The firm employs a bottom-up equity process emphasizing asset allocation, diversification, and active fixed-income positioning, and uses derivatives in separately managed accounts for risk management and tactical purposes.
Michael G
CFA®, Series 63, Series 65
Southport, CT
Charter Research & Investment Group Inc
Michael Grennan is a CFA® charterholder with 13 years of industry experience. He has been with Charter Research & Investment Group Inc. since 2012. Charter Research & Investment Group Inc. is a fee-only registered investment adviser serving primarily high-net-worth individuals and families, managing approximately $254 million in assets for about 155 clients. The firm employs a bottom-up equity process with a focus on individual equity and fixed-income positions, asset allocation, and diversification, and uses derivatives selectively for risk management.
Paula L
Series 63
Southport, CT
Charter Research & Investment Group Inc
Paula Luciani is a financial advisor at Charter Research & Investment Group Inc with 35 years of industry experience. She holds a Series 63 designation and has worked at Nutmeg Securities, Ltd. since 1989. Outside of financial advising, she serves as Vice President and Secretary of T.E. Luciani, Inc., a general contracting business. Charter Research & Investment Group, Inc. is a fee-only registered investment adviser that provides discretionary investment management and financial planning primarily for high-net-worth individuals and families. The firm employs a bottom-up equity process with an emphasis on asset allocation, diversification, and active fixed-income positioning, managing approximately $254 million in assets for about 155 clients.
William D
Southport, CT
Charter Research & Investment Group Inc
William Dunn is a financial advisor at Charter Research & Investment Group Inc with 22 years of industry experience. He is based in Southport, CT and works at a firm with a team of three advisors. Charter Research & Investment Group, Inc. is a fee-only registered investment adviser serving high-net-worth individuals and families, typically with investable assets around $750,000 or more. The firm employs a bottom-up equity process that integrates fundamental, qualitative, and technical analysis, emphasizing tailored portfolios, asset allocation, and risk management through selective use of derivatives and active fixed-income positioning.
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