Chessie Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$12,786,355
Clients
18
28% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
18
TypicalAverage account size
$710,353
About
Chessie Advisors provides fee‑only financial planning and investment management to individuals, families, trusts, retirement plans, nonprofits, and businesses. Like many independent advisers, it charges percentage‑of‑AUM fees for discretionary portfolio management while also offering consultative planning, project‑based, and hourly engagements.
The firm’s investment approach blends Modern Portfolio Theory with a Core + Satellite framework, using low‑cost index funds and ETFs as the core and adding non‑traditional indexing and active satellite positions, with periodic rebalancing and risk‑tolerance assessments. Chessie retains investment oversight even when it utilizes third‑party managers to execute trades or rebalance and states that it covers any fees charged by those outside managers.
Chessie periodically offers no‑charge educational workshops on topics such as retirement strategies, college funding, and employee benefits, an offering that is uncommon among peers. The firm is led by its founder, who holds CFP® and enrolled‑agent credentials, and discloses an affiliated tax‑preparation business and the use of self‑service estate/financial planning technology — arrangements noted in the brochure as potential sources of referrals or additional client services.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Consultation services
Expertise
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General retirement planning
Fee options
Project-based fees quoted upfront; technology access fees range from $300 to $900
$0 - $500,000: 0.90% annually (0.075% monthly) $500,000.01 - $1,000,000: 0.72% annually (0.060% monthly) $1,000,000.01 - $2,000,000: 0.48% annually (0.040% monthly) $2,000,000.01 - $4,000,000: 0.36% annually (0.030% monthly) $4,000,000.01 - $10,000,000: 0.24% annually (0.020% monthly) $10,000,000.01+: Negotiable
$350 per hour, billed in 30-minute increments, $700 minimum fee
Chessie Guidance℠ ongoing annual fees paid monthly in advance, typically $3,540 to $25,200 annually
Minimum fee: Minimum annual fee of $3,540 ($295/month) for Chessie Guidance℠ service Fee-only: Fee-only financial planning and investment advisory services; no commissions accepted
Main office location
Chessie Advisors, LLC
Rochester Hills MI, United States
Number of offices
1
Most active in
Chessie Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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