Chester Financial Services LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$11,586,651
Clients
66
Advisors
1
of 1 employees
About
The firm provides fee-based portfolio management and financial planning to a range of clients, including individuals, trusts, estates, corporations, and retirement plan sponsors. It also offers advisory and consulting services to ERISA-covered retirement, pension, and profit‑sharing plans under both 3(21) and 3(38) engagements.
Investment programs are tailored using a Client Information Form, a client questionnaire, and a created Asset Allocation Model and Investment Policy Statement grounded in Modern Portfolio Theory. The adviser uses a mix of fundamental, technical and cyclical analysis and employs strategies such as strategic and tactical asset allocation, style-based investing, and direct indexing (including tax‑loss harvesting in taxable accounts), and deploys model portfolios available through a third‑party model marketplace.
Compared with many peers, the firm’s documented provision of ERISA 3(21)/3(38) plan services — including QDIA selection and participant education — is an uncommon offering for a small independent adviser. The brochure also discloses that the firm’s principal sells insurance products (receiving separate commissions and spending modest weekly time on that business) and that the adviser uses direct indexing and third‑party model tools, features that may raise additional considerations for plan and individual clients.
Client services
Expertise
Occupation focus
Fee options
Financial Planning one-time fixed fee $5,000 with 12-month retainer included; Fixed quarterly fees range from $150 to $5,000; Fees negotiable
$0 - $1,000,000: 1.5% annually $1,000,000 - $5,000,000: 1.2% annually $5,000,000+: Negotiable
Financial Planning hourly rate $350/hour; negotiable
Minimum fee: New Client Fee: $1,000 for individuals; $1,500 for families/joint and corporate clients Fee-only: Investment management fees, financial planning fees; no commissions on investment advisory services
Main office
Fredericktown OH
Advisors at this office
1
Most active in
Ohio
Also doing business as
Chester Financial Services LLC · Chester, Robert Max
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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