Christian A. Hermo LLC

Christian A. Hermo LLC provides portfolio management and financial planning services to individual and high‑net‑worth clients, preparing a written Investment Policy Statement for each client and offering financial plans on either fixed‑fee or hourly bases. As of the brochure date the firm reports $1.6 million in discretionary assets under management across nine client relationships and charges AUM‑based advisory fees for ongoing portfolio supervision.

The firm’s investment process combines fundamental, technical (charting), and cyclical analysis and implements long‑term and short‑term trading alongside options‑writing strategies, including covered and uncovered options, with discretionary authority sought to execute client plans. CAH documents client risk tolerance in the Investment Policy Statement, conducts at least quarterly reviews, and discloses the material risks associated with frequent trading, short sales, and options strategies.

Noteworthy differences from many peers include the small client base and asset size, management of all assets in‑house without selecting third‑party managers, and a requirement that clients use the firm’s recommended custodian — a practice the brochure notes may affect execution and cost. The firm also discloses occasional personal trading by its management (with a five‑day blackout around client trades), does not accept performance‑based fees, and offers a range of planning fee arrangements (fixed up to $2,500 or hourly at $50–$250).