CIO Wealth Management, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$65,779,698
Clients
59
61% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
59
Very HighAverage account size
$1,114,910
About
CIO Wealth Management serves individuals (including high‑net‑worth clients), families, trusts and estates, as well as small‑business retirement plan sponsors, providing discretionary investment management, holistic financial planning and qualified plan consulting. The firm also delivers client account aggregation and planning through the eMoney portal and manages investments held in brokerage accounts, 529 college‑savings accounts and variable annuity contracts under advisory agreements.
The firm constructs customized portfolios guided by Modern Portfolio Theory, using a mix of top‑down, bottom‑up and fundamental analysis (with occasional technical inputs), and seeks to rebalance portfolios while keeping taxable turnover low where practicable. CIO operates as a fiduciary, conducts annual reviews using the aggregated client dashboard, and will provide additional hourly consulting for more complex financial planning engagements.
Distinctive for a solo independent RIA, CIO explicitly offers qualified plan consulting and may serve as an ERISA 3(21)/3(38) fiduciary for retirement plans, and it provides investment management on 529 plans and variable annuity contracts through formal advisory arrangements with product providers. The firm operates as a single‑advisor practice overseeing roughly $65.8 million in discretionary assets across about 59 client relationships, combining individualized portfolio management with plan‑level services.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Wealth management
College savings (529s, UTMA, etc.)
General retirement planning
Tax strategies for small businesses
Retirement plans for business owners (SEP, solo 401k)
Fee options
$0 - $1,000,000: 1.25% $1,000,001 - $3,000,000: 1.00% $3,000,001 - $5,000,000: 0.75% $5,000,001+: 0.50%
$300 per hour for complex financial planning and consulting services
Main office location
CIO Wealth Management, Inc.
144 North Road, Suite 2300
Sudbury MA 01776, United States
Number of offices
1
Most active in
CIO Wealth Management, Inc. has reported serving >5 clients in these states in the last 12 months.
Massachusetts · North Carolina · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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