CIO Wealth Management, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
CIO Wealth Management is a small independent investment adviser that works with individuals, high‑net‑worth families, trusts and small‑business retirement plan sponsors. The firm offers discretionary portfolio management, holistic financial planning through an account‑aggregation portal, and qualified plan consulting services for employer retirement plans.
Investment programs are developed to reflect each client’s goals, time horizons, risk tolerance and tax circumstances, and CIO generally applies Modern Portfolio Theory along with fundamental, technical, bottom‑up and top‑down analysis to build diversified portfolios. The firm conducts annual reviews, uses account aggregation to capture held‑away assets, and seeks to manage taxable accounts with attention to turnover and tax efficiency.
What distinguishes CIO from many solo independent advisers is its active role in retirement plan consulting and its management of insurance products: CIO provides plan‑level services (investment policy statements, discretionary plan‑level advice, performance monitoring and participant education) and accepts ERISA fiduciary roles (3(21)/3(38)), and it maintains RIA advisory arrangements to manage variable annuity contracts with providers such as Pacific Life and Jackson National. These plan fiduciary services and direct management of annuities and other financial products are less common among firms of this size.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.25% $1,000,001 - $3,000,000: 1.00% $3,000,001 - $5,000,000: 0.75% $5,000,001+: 0.50%
$300 per hour for complex financial planning consulting
Main office
144 North Road, Suite 2300
Sudbury MA 01776
Advisors at this office
1
Most active in
Massachusetts · North Carolina · Texas
Also doing business as
Cio · Cio Wealth Management · Cio Wealth Management, Inc.
Disclosures
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Business activities & affiliations
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They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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They provide trust and estate administration services, typically for separate fees.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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