Circle R Wealth LLC

Circle R Wealth LLC provides asset management and ongoing financial planning and consulting to individuals, retirement plans, trusts, estates, charitable organizations and businesses, offering tiered planning packages (Basic, Family and Business) with regular meetings and deliverables. The firm also facilitates relationships with third‑party money managers and may subscribe client accounts to model portfolios through a model marketplace to assist in implementing investment programs.

The firm’s stated investment toolkit includes fundamental, technical, charting and cyclical analysis and may employ long‑term purchases, trading, option strategies and model portfolios or TPMs to construct client allocations. Although advisory agreements describe discretionary authority, Circle R reported $11,334,491 in non‑discretionary assets and $0 discretionary assets as of May 5, 2026, so most client assets are managed non‑discretionarily or via third‑party managers under client direction.

Noteworthy operational features include participation in Altruist LLC’s Model Marketplace and a firm requirement to use Altruist, receipt of ongoing referral fees from third‑party money managers, and a principal who sells insurance products as a separate business activity (approximately 25% of his time), all of which the brochure discloses as potential conflicts the firm seeks to mitigate. Those adviser affiliations, the custodial/model marketplace relationship, and the predominance of non‑discretionary AUM distinguish the firm from many peers in the independent advisor category.