San Antonio, TX Citi Private Bank Office

Anand Bhakta is a financial advisor at Citigroup Global Markets with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2015. Outside of his advisory work, he is the owner of KBAB LLC, a beer sales business based in San Antonio, TX. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Issac Gonzalez Jr. is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Wells Fargo, Bank of America, Merrill, and Platinum Wealth Solutions of Texas. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains distinct institutional capabilities, including in-house research and derivatives services.

Theodoro Guzman Jr. is a financial advisor with Citigroup Global Markets, holding Series 66 and Series 63 licenses and four years of industry experience. He has been with Citibank, N.A. since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs with a multi-asset, multi-manager approach supported by in-house research and extensive market roles.

David Harris is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds Series 66 and Series 63 licenses and has worked at several firms including USAA Financial Advisors and CUSO Financial Services. Outside of his advisory role, he owns and operates a small single-family home rental business in San Antonio. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional scale with unique market roles such as acting as a swap dealer and futures commission merchant.

Derek Ketel is a financial advisor with Citigroup Global Markets, holding Series 65 and Series 66 credentials and 20 years of industry experience. His prior roles include positions at Victory Capital Services, LPL Financial, and Advisors Asset Management. Outside of his advisory work, he assists his wife with her laser engraving business, Wood & Whimzy, participating in workshop activities and craft shows. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm uses multi-asset, multi-manager strategies and maintains significant institutional capabilities, including in-house research and derivatives services.

Eric Sorensen is a financial advisor at Citigroup Global Markets with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2000. Outside of his advisory role, Sorensen works as a delivery driver for Pizza Hut in San Antonio. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with a combination of discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Carmen Hill is a Series 66-licensed financial advisor with 14 years of industry experience. She has worked at Citigroup Global Markets Inc. since 2017 and previously held roles at The Leaders Group Inc. and Dennis Hill/The Leaders Financial Group. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Amanda Dowdy Gustafson is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. She has been with Citigroup Global Markets since 2007, based in San Antonio, TX. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles and customized advisory solutions.

Reese Macgregor is a financial advisor at Citigroup Global Markets with three years of industry experience. He has been with Citigroup since 2017, following a prior role at Citibank. Outside of his advisory work, he owns a small business creating and selling custom-designed cups, tumblers, coasters, and keychains. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, supported by internal oversight and a combination of institutional-scale resources and specialized market roles.

Elizabeth Hernandez is a financial advisor at Citigroup Global Markets with eight years of industry experience. She holds a Series 66 credential and previously worked at JP Morgan Securities LLC and QVC, Inc. Outside of her financial advisory role, she provides home health care services through her business, Life Span. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with a combination of discretionary and non-discretionary programs and maintains unique market roles, including operating as a security-based swap dealer and futures commission merchant.

Victoria Espinoza is a financial advisor at Citigroup Global Markets with 19 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with notable institutional scale and specialized market roles.

Sylvan Gomez is a financial advisor at Citigroup Global Markets with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including USAA and Frost Investment Services prior to joining Citigroup. Outside of his advisory role, he is actively involved as a guitarist and singer in a band called Lawndarts and Alcohol. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments and offers a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles and arrangements.

Adam Kennerdell is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds a Series 66 designation and has worked at major firms including Victory Capital Advisers, JPMorgan Securities, and Chase. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale, including roles as a swap dealer and futures commission merchant.

John Reilly is a financial advisor at Citigroup Global Markets with 20 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs and operates with large institutional scale, including unique market roles such as swap dealing and futures commission merchant activities.

Raymond Juarez is a Series 66-licensed financial advisor with nine years of industry experience, currently working at Citigroup Global Markets since 2020. His prior roles include positions at Morgan Stanley, USAA Financial Advisors, and Bank of America. Outside of his advisory work, he is also a licensed real estate agent assisting clients in purchasing and selling residential homes in San Antonio. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm uses multi-asset, multi-manager strategies and maintains in-house research and security-pricing functions, supporting both discretionary and non-discretionary investment solutions.