Boston, MA Boylston Street Office

Zachary Noke is a financial advisor at Citizens Private Wealth with four years of industry experience. He holds a Series 66 designation and has previously worked at JP Morgan Chase Bank, First Republic Investment Management, and MassMutual Life Insurance Company. Citizens Private Wealth is a multi-team registered investment adviser serving high-net-worth individuals, families, and various institutional clients. The firm offers discretionary and non-discretionary investment management within an open-architecture framework and provides services including ERISA plan advisory, tax and estate structuring, and business consulting for multigenerational family and closely held business matters.

Melinda Cramer is a financial advisor at Citizens Private Wealth with 24 years of industry experience. She holds Series 63 and Series 66 registrations and previously worked at J.P. Morgan Securities and First Republic Investment Management. Citizens Private Wealth is a multi-team registered investment adviser serving high-net-worth individuals, families, and various institutional clients. The firm focuses on long-term asset allocation within an open-architecture framework, offering discretionary portfolio management overseen by a Chief Investment Officer, along with specialized services including tax and estate structuring and business consulting for multigenerational family and closely held business matters.

Brian Nagle is a financial advisor with Citizens Private Wealth in Boston, MA, holding Series 63 and Series 65 licenses and 13 years of industry experience. His career includes roles at First Republic Investment Management and J.P. Morgan Securities prior to joining Citizens Private Wealth. Citizens Private Wealth is a multi-team registered investment adviser serving high-net-worth individuals, families, and various institutional clients. The firm emphasizes long-term, tailored asset allocation with a discretionary management approach supported by both quantitative and qualitative research, and it benefits from its affiliation with Citizens Bank, offering unique product and operational features.

Zoe Oasis is a financial advisor at Citizens Private Wealth with one year of industry experience. She holds the Series 66 designation and has previously worked at Worklyn Partners and Vice Ventures. Citizens Private Wealth is a multi-team registered investment adviser serving high-net-worth individuals and families, as well as a range of institutional clients. The firm offers tailored long-term asset allocation within an open-architecture investment framework and provides discretionary and non-discretionary portfolio management alongside business consulting services for multigenerational families and closely held businesses.

Erik Berge is a financial advisor at Citizens Private Wealth with 12 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior experience includes roles at J.P. Morgan Securities LLC, First Republic Investment Management, Battery Global Advisors, and Raymond James Financial. Citizens Private Wealth primarily serves high-net-worth individuals and families, as well as pension plans, trusts, and charitable organizations. The firm focuses on long-term, tailored asset allocation within an open-architecture framework and offers discretionary portfolio management combined with quantitative and qualitative research.

Grayham Lohrey is a CFP® with four years of industry experience, currently serving as a financial advisor at Citizens Private Wealth in Boston, MA. His prior experience includes roles at JP Morgan Chase, First Republic Investment Management, and PricewaterhouseCoopers LLP. Citizens Private Wealth, LLC is a multi-team registered investment adviser serving high-net-worth individuals, families, and institutional clients. The firm emphasizes long-term, tailored asset allocation within an open-architecture framework and offers discretionary and non-discretionary portfolio management alongside tax, estate, and business consulting services.