Albany, NY Corporate Woods Blvd Office

Erik Vasquez is a financial advisor at Citizens Securities, Inc. with two years of industry experience. He holds the Series 66 designation and has previously worked at First Republic Bank and Capital One Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory approach includes a digital advisory program using proprietary algorithms as well as a Managed Account program.

Dennis Arnold is a financial advisor at Citizens Securities, Inc. with nine years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program.

Matthew Udasin is a financial advisor at Citizens Securities, Inc. in Albany, NY, with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at KeyBank and Key Investment Services LLC. Outside of his advisory role, he is also a Notary Public. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, and offers investment advisory programs alongside brokerage and insurance services. The firm operates as a broker-dealer and emphasizes both discretionary managed accounts and previously offered a digital advisory program based on ETF portfolios.

Mark Curley is a financial advisor with Citizens Securities, Inc. He holds a Series 66 designation and has 13 years of industry experience. His prior roles include positions at Equity Services Inc, National Life Group, and Edward Jones. Outside of his advisory work, he authored a book related to the supernatural in 2002. Citizens Securities serves individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory platform that uses proprietary algorithms and client risk profiling to manage ETF-based portfolios, although much of its activity is commission-based brokerage and non-discretionary business.

Jason Licata is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. His prior experience includes roles at Merrill, Allstate, J.P. Morgan Securities, Chase Investment Services, and Capital One entities, as well as a teaching position at SUNY College. Licata serves on the Board of Directors for Queensbury Youth Baseball/Softball, assisting with the local youth sports program. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both advisory programs and brokerage and insurance services. The firm provides a range of offerings including a digital advisory program and Managed Account program, operating as a broker-dealer and insurance agency.

Alexander Forster is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. Prior to joining Citizens Securities in 2026, he worked at Osaic Wealth Inc. and Cadaret, Grant & Co., Inc. He also serves as Board President of the North Country Association for the Visually Impaired, a nonprofit organization. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Michael Long is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Fidelity Investments. Outside of his advisory role, he has experience as a camp counselor at Camp Sewataro. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating within a bank-owned enterprise structure.

Richard Occhiogrosso is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding a Series 66 credential and 10 years of industry experience. He previously worked at J.P. Morgan Securities and JP Morgan Chase Bank from 2017 to 2025, and earlier at Axa Advisors, LLC from 2015 to 2017. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, featuring a digital advisory program using proprietary algorithms and a managed account program.

Rodger Jordan is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at Transamerica Financial Advisors, World Financial Group, and Ameriprise Financial Services. Outside of his advisory work, he serves as an independent preacher and minister. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory, brokerage, and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Ray Gonzalez is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 65 and Series 63 licenses and bringing 13 years of industry experience. His prior experience includes roles at Eagle Strategies (NY Life), Kingsguard Capital LLC, NYLife Securities LLC, New York Life Insurance Company, and HSBC Securities and Bank USA. He also operates under the DBA Kingsguard Capital LLC for selling New York Life products and brokering non-registered insurance products. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm operates both a digital advisory program and a managed account program and functions as a broker-dealer and insurance agency.

Frederick Hepfer is a financial advisor at Citizens Securities, Inc. in Albany, NY, holding Series 65 and Series 66 licenses with 26 years of industry experience. He previously worked at M&T Securities and Key Investment Services LLC before joining Citizens Securities in 2021. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering both advisory and brokerage services. The firm provides various investment programs, including a digital advisory platform and managed accounts, and operates as a broker-dealer and insurance agency.

Johanna Imhof is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 63 and Series 65 licenses and having 18 years of industry experience. Her prior experience includes roles at Wells Fargo Clearing, Fifth Third Securities, HSBC Securities, and Citigroup Global Markets. Outside of advisory work, she owns and manages an interior plant decor business based in Naples, Florida. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory program and managed accounts, operating as a broker-dealer and insurance agency under the full ownership of Citizens Bank, N.A.

Megan Donnelly is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding Series 65 and Series 63 licenses and having 13 years of industry experience. She previously worked at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. from 2015 to 2023. Megan is also a licensed Notary Public in the State of New York. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both digital and managed account advisory programs and operates as a broker-dealer and insurance agency.

Timothy Bloomer is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors LLC. His background includes roles outside financial services, including positions at the University of Maine and Hopkinton Country Club. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, with a digital advisory program that uses proprietary algorithms to recommend ETF-based portfolios.

Lionel Martina is a financial advisor at Citizens Securities, Inc. in Albany, NY, with two years of industry experience. He holds a Series 66 designation and has prior experience at Bank J. Safra Sarasin Ltd, Mercer (Nederland) B.V., and The Prudential Insurance Company of America. Outside of his advisory role, he serves as a general board member for a Dutch language and culture primary school. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, and offers a range of investment advisory programs alongside brokerage and insurance services. The firm operates both discretionary and non-discretionary platforms and is wholly owned by Citizens Bank, N.A.