Syracuse, NY One Lincoln Center Office

Daryl Oar is a financial advisor with Citizens Securities, Inc. in Syracuse, NY, holding Series 63 and Series 65 licenses and with 33 years of industry experience. He has worked at Citizens Securities since 2008. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Darren Butler is a financial advisor at Citizens Securities, Inc. with three years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital platform and managed accounts, operating as part of Citizens Bank, N.A.

Megan Dozier is a financial advisor at Citizens Securities, Inc. with three years of industry experience. She holds the Series 66 designation and previously worked at Equitable Advisors for two years. Prior to her financial services career, she spent several years in roles at St. Lawrence University, Rowan University, and A Service Company, Inc. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, including a digital advisory program that uses proprietary algorithms to manage ETF-based portfolios.

Ping Lin is a CFP® professional with 15 years of industry experience currently serving at Citizens Securities, Inc. in Syracuse, NY. Prior to joining Citizens Securities in 2024, Lin worked at Charles Schwab and HSBC Securities (USA) Inc., with a combined seven years at the former institutions. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates a digital advisory program utilizing ETF-based portfolios guided by proprietary algorithms and client risk profiles, complemented by a Managed Account program and commission-based brokerage services.

Nicholas Caracci is a financial advisor at Citizens Securities, Inc. in Syracuse, NY, holding Series 63 and Series 65 licenses with 10 years of industry experience. He has been with Citizens Securities and related entities since 2015. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm’s investment advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Shawn Holahan is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors, LLC. Outside of his advisory roles, he has been involved with the Boy Scouts of America through the National and Senca Waterways councils. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program focused on ETF-based portfolios as well as managed accounts, operating as both a broker-dealer and an insurance agency.

Nicholas Dzielski is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at W&S Brokerage Services, Western and Southern Life, and Northwestern Mutual. His background also includes roles outside finance, such as positions at Pittsburgh National Golf Club and Winwood Day Camp. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, operating as a broker-dealer and insurance agency within a banking organization.

Joseph Muratore is a financial advisor at Citizens Securities, Inc. in Syracuse, NY, with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Citizens Securities since 2017 and M&T Securities since 2015. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates both a digital advisory program with ETF-based portfolios and a managed account program, while also functioning as a broker-dealer and insurance agency.

Jackson Tarr is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds the Series 66 designation and has previously worked at MML Investors Services, LLC, MassMutual Life Insurance Company, and several independent school districts. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, including a digital advisory program and a Managed Account program.

Brian Pirritano is a financial advisor at Citizens Securities, Inc. in Syracuse, NY, holding Series 63 and Series 66 licenses with 11 years of industry experience. Prior to joining Citizens Securities in 2025, he worked for HSBC Securities (USA) Inc. from 2016 to 2025. He serves as a board member of a homeowners association in his local community. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program using ETF-based portfolios and also operates as a broker-dealer and insurance agency.

James Finlay is a financial advisor at Citizens Securities, Inc. in Syracuse, NY, holding Series 63 and Series 65 licenses with 15 years of industry experience. He has spent several years with Citizens Securities and Citizens Bank in various roles since 2016. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm has both a digital advisory program utilizing ETF-based portfolios via proprietary algorithms and a Managed Account program.

Ryan Falsone is a financial advisor with Citizens Securities, Inc. in Syracuse, NY, holding Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at Key Investment Services, Key Bank National Association, HSBC, Northwest Bank, and Collins & Collins LLC. He also worked at Hobart & William Smith Colleges for four years. Citizens Securities serves individual and high-net-worth investors with investment advisory, brokerage, and insurance services. The firm offers both digital and managed account advisory programs and operates as a broker-dealer and insurance agency.

David Reynolds is a CFP® professional with 25 years of industry experience, currently advising at Citizens Securities, Inc. since 2014. He holds Series 63 and Series 65 licenses and is based in Syracuse, NY. Citizens Securities serves a wide retail client base, including individual and high-net-worth investors and retirement plans, offering both advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as a broker-dealer and insurance agency under the ownership of Citizens Bank, N.A.

Stephen Rockhill is a financial advisor with Citizens Securities, Inc. in Syracuse, NY, holding Series 65, Series 63, and Series 66 licenses and possessing 26 years of industry experience. His prior roles include positions at Charles Schwab Bank, Charles Schwab, TD Ameritrade Investment Management, TD Ameritrade, and Scottrade. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors as well as individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, incorporating both digital ETF-based portfolios managed with proprietary algorithms and traditional commission-based brokerage activities.

Delanie Di Donato is a financial advisor with Citizens Securities, Inc. in Syracuse, NY, holding a Series 66 designation and eight years of industry experience. She previously worked at Morgan Stanley for three years before joining Citizens Securities, where she has served since 2017. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides both digital and managed account advisory solutions and operates as a broker-dealer and insurance agency.