Claris Financial Advisors, Inc.

The firm provides comprehensive, goals‑based financial planning and investment management to individuals (including high net worth clients) as well as pension and profit‑sharing plans, trusts, estates, charitable organizations, and businesses. Financial planning engagements produce a written plan delivered within four months and typically include ongoing guidance and progress reports over a one‑year engagement.

Investment management is generally implemented on a discretionary basis using fundamental analysis and a growth‑and‑income orientation, with portfolios constructed primarily from common stock, mutual funds, and exchange‑traded funds and, when appropriate, fixed income securities and publicly traded REITs. Accounts are reviewed at least quarterly, performance reports are provided at least annually, and advisory fees are calculated on an aggregated household basis under a tiered AUM schedule.

Notable distinctions include that the firm’s primary advisor is a CFP professional who has operated the practice since 1998 and also acts as a licensed insurance agent, offering life, disability, long‑term care, group life products and fixed annuities and receiving separate commissions for those sales (up to about 20% of his time is devoted to insurance activities). The brochure also discloses the use of fixed, non‑negotiable fees for comprehensive planning ($1,500–$12,000) alongside AUM‑based investment fees, and participation on an institutional custody platform that provides ancillary services to the firm.