Clarity Advisors

Clarity Advisors provides advisory services primarily to individual clients and business owners, and also works with employers as retirement plan sponsors. The firm offers financial planning, discretionary portfolio management, retirement plan (pension) consulting, business advisory and valuation support, tax service referrals, and access to a third‑party digital estate planning platform, and it manages roughly $8.5 million for about 80 clients.

The firm generally emphasizes long‑term, passive buy‑and‑hold strategies and asset allocation using mutual funds, ETFs, stocks, and bonds, and it implements portfolios through a model marketplace and outside managers with automated rebalancing and ongoing discretionary management. Financial planning, business advisory, and certain other services are provided on a non‑discretionary basis and are tailored to each client’s circumstances using modern portfolio theory and periodic account reviews.

Compared with many solo independent advisers, Clarity Advisors regularly hosts educational workshops and seminars and provides formal retirement plan consulting services under ERISA, services that are statistically less common for firms its size. The firm also highlights business‑owner focused offerings (including access to business valuation services and an exit‑planning certification), and it discloses referral relationships and insurance licensure that clients should consider as potential conflicts of interest.