Clarity Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Clarity Financial is a fee-only advisory firm serving individuals, families, and small businesses with comprehensive financial planning and investment advisory services, including retirement planning, estate planning, insurance review, tax coordination, debt management, and business retirement account advice. The firm operates as a solo practitioner and reported $23,053,315 in discretionary assets under management as of December 31, 2024.
The firm delivers tailored advice through written financial plans, ongoing wealth management engagements, or limited-scope hourly and review projects, and clients may grant either discretionary or non-discretionary trading authority. Investment recommendations generally emphasize no-load mutual funds, ETFs, government securities and bonds, and retirement-account work is handled under applicable fiduciary standards with coordination with clients’ tax professionals when appropriate.
A distinctive feature of the firm relative to many independent peers is that it does not rely on percentage-of-assets-under-management billing and instead engages clients under fixed-fee, review, and hourly arrangements; the firm also discloses it does not accept commissions, referral fees, or performance-based fees. The firm is a member of professional fee-only networks (including the Alliance of Comprehensive Planners and NAPFA) and its sole advisor holds CFP and Enrolled Agent credentials; the advisor also maintains a modest outside real-estate ownership activity.
Client services
Expertise
Occupation focus
Fee options
Financial Review fixed fee of $1,200; Wealth Management Engagement fixed fee ranging from $4,000 to $40,000 initially
Hourly fee is $250 per hour, billed in 15-minute increments, negotiable depending on project
Minimum fee: Initial year fixed fee ranges between $4,000 - $40,000 for wealth management engagement; Financial Review fixed fee $1,200 Fee-only: Fee-only financial planning firm; fees are negotiable and based on individual circumstances
Main office
555 East Green Meadows Rd., Suite 7
Columbia MO 65201
Advisors at this office
1
Most active in
Missouri · Texas
Also doing business as
Clarity Financial · Clarity Financial, L.L.C.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)