Clarity Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Clarity Financial provides financial planning and retirement-plan advisory services to individuals, high‑net‑worth clients, trusts, estates, charitable organizations, and employer retirement plans. The firm delivers comprehensive, complimentary financial plans and acts as a solicitor and liaison to third‑party portfolio managers, but does not directly manage client assets.
The firm’s advice is primarily non‑discretionary: it recommends third‑party managers, assists clients with account onboarding and documentation, and monitors TPM performance while clients or plan sponsors retain final decision authority. For retirement-plan clients Clarity Financial offers limited‑scope ERISA 3(21) fiduciary services, including investment policy development, periodic investment reports, and ongoing plan monitoring.
Clarity Financial is affiliated with an insurance agency and its advisory personnel act as licensed insurance agents who receive commissions on insurance sales, a material conflict disclosed in the brochure and addressed through written disclosures and procedures. The combination of non‑discretionary third‑party manager referrals, solicitor fee arrangements, formal ERISA 3(21) pension consulting, and structured participant education and group enrollment meetings is an uncommon service mix for a small independent advisory firm.
Client services
Expertise
Fee options
Up to $1,000,000 - $1,000,000: 2.00% maximum annual advisory fee (1.00% paid to Gradient Investments, LLC, 1.00% retention to Clarity Financial) for Strategic & Tactical Portfolios $1,000,001 - $2,000,000: 1.65% maximum annual advisory fee (0.80% to Gradient Investments, LLC, 0.85% retention to Clarity Financial) for Strategic & Tactical Portfolios $2,000,001 - $3,000,000: 1.20% maximum annual advisory fee (0.60% to Gradient Investments, LLC, 0.60% retention to Clarity Financial) for Strategic & Tactical Portfolios Over $3,000,000+: 0.95% maximum annual advisory fee (0.45% to Gradient Investments, LLC, 0.50% retention to Clarity Financial) for Strategic & Tactical Portfolios Up to $1,000,000 - $1,000,000: 1.70% maximum annual advisory fee (0.70% to Gradient Investments, LLC, 1.00% retention to Clarity Financial) for Allocation Portfolios $1,000,001 - $2,000,000: 1.35% maximum annual advisory fee (0.60% to Gradient Investments, LLC, 0.75% retention to Clarity Financial) for Allocation Portfolios $2,000,001 - $3,000,000: 1.00% maximum annual advisory fee (0.50% to Gradient Investments, LLC, 0.50% retention to Clarity Financial) for Allocation Portfolios Over $3,000,000+: 0.80% maximum annual advisory fee (0.40% to Gradient Investments, LLC, 0.40% retention to Clarity Financial) for Allocation Portfolios All Assets+: 1.00% maximum annual advisory fee (0.40% to Gradient Investments, LLC, 0.60% retention to Clarity Financial) for Preservation Portfolios All Values+: 0.60% maximum annual advisory fee (0.30% to Gradient Investments, LLC, 0.30% retention to Clarity Financial) for Client Directed Accounts
Insurance commissions received by Jarvis M. Reeves III from sales of insurance products
Minimum fee: $25 minimum quarterly fee for Client Directed Accounts Fee-only: Financial planning offered at no charge ($0.00) and ongoing planning remains complimentary
Main office
440 E. Huntington Drive, Suite 300
Arcadia CA 91106
Advisors at this office
1
Most active in
California
Also doing business as
Clarity Financial · Reeves Iii, Jarvis M. · Significant Wealth Partners Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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