Clarity Financial Planners
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Clarity Financial Planners provides comprehensive financial planning and discretionary portfolio management for individuals, high‑net‑worth households, trusts, and businesses. Its advisory services encompass income and estate tax planning, capital needs analysis, business sale structuring, college planning, retirement planning, philanthropy, and retirement plan and trust design.
The firm follows an evidence‑based investment approach, using low‑cost no‑load mutual funds and ETFs (including funds from Dimensional Fund Advisors and Vanguard) and modern portfolio theory to build diversified portfolios documented in written investment policy statements. Clarity emphasizes tax efficiency and periodic rebalancing, manages most accounts on a discretionary basis, and may use third‑party fixed‑income managers or retain particular individual securities when tax or personal reasons warrant.
Notable operational distinctions include a very small client roster supported by a single primary advisor and the inclusion of comprehensive financial planning within its portfolio management offering rather than as a separately billed service. Clarity also routinely directs clients to a single recommended custodian for brokerage and custody and does not vote proxies on clients’ behalf, leaving proxy voting responsibility to clients.
Client services
Expertise
Occupation focus
Fee options
$0 - $5,000,000: 1.00% $5,000,001 - $10,000,000: 0.80% $10,000,001 - $15,000,000: 0.60% $15,000,001+: 0.40%
Account minimum: $2,400,000 Minimum fee: Minimum annual fee of $24,000 Fee-only: Fee-only advisor, no commissions, no other compensation
Main office
168 N. Meramec Avenue, Suite 150
Clayton MO 63105
Advisors at this office
1
Most active in
Missouri · Texas
Also doing business as
Clarity Financial Planners · Clarity Financial Planners, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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