Clarity Wealth Management LLC

Clarity Wealth Management provides discretionary and non-discretionary investment management, comprehensive and one-time financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, trusts, estates and charitable organizations. The firm also serves plan sponsors with ERISA retirement-plan services, including limited 3(21) fiduciary advice, and offers participant education and group enrollment meetings as part of plan support.

The firm combines standard portfolio management techniques (including fundamental, technical and cyclical analysis) with outsourced solutions when appropriate, engaging sub‑advisors and third‑party managers and using a third‑party “held‑away” platform to monitor and rebalance defined contribution accounts. Client accounts are reviewed at least quarterly and the firm documents client objectives and allows client‑imposed investment restrictions while retaining discretion to hire or terminate sub‑advisors on behalf of clients.

Compared with many solo independent advisers, Clarity maintains formal affiliations with other registered advisers and has a referral/fee‑sharing relationship with third‑party money managers, and it discloses ongoing economic benefits tied to those relationships. The firm’s combination of ERISA pension consulting with participant workshops, service to charitable organization clients, and an affiliated insurance business (conducted outside the advisory operations and disclosed as a potential conflict) are notable distinctions relative to typical peers.