Claro Advisors Inc.

Michael Kurkulonis is a financial advisor at Claro Advisors Inc. in Boston, MA, with 14 years of industry experience. He holds a Series 66 designation and has worked at Mutual Securities, Inc. and Claro Advisors since 2012. In addition to his advisory role, he is also a life and disability insurance agent with a separate marketing business. Claro Advisors serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans with investment advisory, financial planning, and consulting services. The firm employs a fundamentally driven, generally long-term investment approach, managing portfolios that include mutual funds, ETFs, individual securities, and alternative strategies, while also offering specialized services such as digital-asset account facilitation and private fund management.

Paul Litchfield is a financial advisor at Claro Advisors Inc. with 13 years of industry experience. He has been with Claro Advisors since 2017 and previously worked at Ferris Capital from 2013 to 2017. Outside of his advisory role, he serves as a board member for the Miss Massachusetts Scholarship Foundation and the University of Massachusetts Lowell Accounting Advisory Board. Claro Advisors Inc. provides investment advisory, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a fundamentally driven, long-term investment approach, managing portfolios that include mutual funds, ETFs, individual securities, and alternative strategies, while also offering access to digital-asset accounts and private fund investments.

Dana Rowen is a financial advisor at Claro Advisors Inc. with 21 years of industry experience. She holds a Series 66 designation and has worked at Mutual Securities, Inc. and Claro Advisors, LLC since 2012. Outside of her advisory role, she is also involved in life insurance sales on a limited basis. Claro Advisors Inc. serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans with investment advisory, financial planning, and consulting services. The firm employs a fundamentally driven, long-term investment approach, managing portfolios that include mutual funds, ETFs, individual securities, and other strategies, while also managing a private technology-focused fund.

James Abbott is a financial advisor at Claro Advisors Inc. in Boston, MA, with 12 years of industry experience. He has worked at Claro Advisors since 2017 and previously held roles at Wells Fargo Clearing Services and Wells Fargo Advisors. Outside of his advisory work, Abbott is involved in youth hockey as an instructor and referee and serves on the boards of the Associated Builders and Contractors of Massachusetts and Friends of UNH Hockey. Claro Advisors Inc. provides investment advisory, financial planning, and retirement plan consulting services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a fundamentally driven, long-term investment approach and manages a private technology-focused fund while facilitating client access to digital-asset accounts and non-purpose lending programs.

Nicholas Desousa is a financial advisor at Claro Advisors Inc. with 19 years of industry experience. He previously worked at MONECO Advisors, LPL Financial, MJP Wealth Advisors, and Wells Fargo Clearing Services. Outside of advising, he serves as Treasurer and Board Member of the Narragansett Chamber of Commerce, where he reviews financials and assists with event planning. Claro Advisors Inc. serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans with investment advisory, financial planning, and consulting services. The firm employs a fundamentally driven, long-term investment approach and manages a private technology-focused fund while facilitating client access to digital-asset accounts and non-purpose lending programs.

Braden Osten is a CFP® and CFA® with nine years of industry experience, currently serving as an advisor at Claro Advisors Inc. Prior to joining Claro Advisors, he worked at NDVR, Inc., AllianceBernstein L.P., Morgan Stanley, and the University of Maryland. He is dually registered with Claro Advisors and NDVR on a temporary basis during a client transition. Claro Advisors Inc. provides investment advisory, financial planning, and retirement plan consulting services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a fundamentally driven, long-term investment approach, managing portfolios that include mutual funds, ETFs, individual securities, and specialized strategies, while also overseeing a private technology-focused fund.

Patrick Mcnamara is a CFP® with 29 years of industry experience currently serving at Claro Advisors Inc. since 2019. His prior experience includes a decade at Morgan Stanley and four years with Morgan Stanley Private Bank. In addition to his advisory role, he is also an independent insurance agent. Claro Advisors Inc. provides investment advisory, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a fundamentally driven, long-term investment approach and manages a private technology-focused fund while offering client access to digital-asset accounts and non-purpose lending programs.

Brandon Fink is a CFP® with 12 years of industry experience, currently serving as an advisor at Claro Advisors Inc. in Boston, MA. He previously worked at Equitable Advisors, LLC and Axa Advisors, LLC. Outside of his advisory role, he is involved in insurance sales. Claro Advisors Inc. serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans by providing investment advisory, financial planning, and consulting services. The firm employs a fundamentally driven, long-term investment approach, offering portfolio management and access to specialized opportunities such as technology-focused private funds and digital-asset accounts.

Anna Nicastro is a CFP® with four years of industry experience, currently serving as a financial advisor at Claro Advisors Inc. She previously worked at Pension & Wealth Management Advisors and operated her own advisory practice. Outside of her advisory work, she manages a multi-family rental property. Claro Advisors Inc. serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans with investment advisory, financial planning, and consulting services. The firm employs a fundamentally driven, long-term investment approach utilizing mutual funds, ETFs, individual securities, and other strategies tailored to client objectives.

Jordan Pedron is a financial advisor at NDVR with 13 years of industry experience and holds a Series 66 designation. His prior experience includes roles at Personal Capital Advisors Corporation, Fidelity Brokerage Services, and The Pedron Group. Outside of his advisory work, he is the owner of Saleside, LLC, a technical dashboard development company based in Frisco, TX. NDVR provides wealth optimization services to individuals, families, and related entities in the U.S., combining proprietary portfolio design tools with human oversight to create personalized, adaptive investment strategies. The firm employs advanced quantitative methods and routinely uses derivatives and leverage within separately managed accounts to align portfolios with clients’ financial plans.

Jennifer Street is a financial advisor at Claro Advisors Inc. with 20 years of industry experience. She holds a Series 66 designation and has worked at Mutual Securities, Inc. and Claro Advisors, LLC since 2014. In addition to her advisory role, she serves as Branch Office Principal at Mutual Securities, overseeing advisory personnel who also act as registered representatives. Claro Advisors Inc. serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans with investment advisory, financial planning, and consulting services. The firm’s fundamentally driven, long-term investment approach includes portfolio construction using mutual funds, ETFs, individual securities, and alternative strategies, alongside management of a private technology-focused fund.

Michael Mullin is a CFA® charterholder with 19 years of industry experience. He is currently with Claro Advisors Inc. and has been involved with MEM Capital Advisors LLC since 2010, where he serves as president and owner. Mullin holds Series 63, Series 65, and Series 66 licenses. Claro Advisors Inc. provides investment advisory, financial planning, retirement plan advisory, and consulting services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a fundamentally driven, long-term investment approach using a range of securities and manages a private technology-focused fund while facilitating client access to digital-asset accounts and non-purpose lending programs.

Jared Gagne is a financial advisor at Claro Advisors Inc. with six years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Bank of America, Merrill Lynch, and The Nagler Group. Claro Advisors Inc. serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans with investment advisory, financial planning, and consulting services. The firm employs a fundamentally driven, long-term investment approach and manages a private technology-focused fund while facilitating client access to digital-asset accounts and non-purpose lending programs.

Luke Harder is a CFP® with three years of industry experience, currently with Claro Advisors Inc. in Boston, MA. He previously worked at Northwestern Mutual Investment Services and Convergence Capital, affiliated with Northwestern Mutual. Harder is also a licensed insurance agent, engaging in insurance sales and implementation on a limited basis outside of trading hours. Claro Advisors Inc. serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans with investment advisory, financial planning, and consulting services. The firm employs a fundamentally driven, long-term investment approach, managing portfolios across a range of asset classes and offering access to private funds and digital-asset accounts.

William Heron is a Series 66-licensed financial advisor at Claro Advisors Inc. with 24 years of industry experience. He previously worked at Ameriprise from 2016 to 2025 and UBS Financial Services from 2007 to 2016. Claro Advisors Inc. serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans with a range of advisory and consulting services. The firm employs a fundamentally driven, long-term investment approach using diversified portfolios that include mutual funds, ETFs, individual securities, and alternative strategies.