Clayton Financial Group, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$780,214,105
Clients
243
Advisors
3
of 7 employees
About
Clayton Financial Group provides asset management and ongoing financial planning and consulting to individuals (including high‑net‑worth clients), trusts, estates, small businesses, and charities. Services include both discretionary portfolio management and non‑discretionary relationships in which the firm proposes trades but obtains prior client approval before execution.
The firm’s investment process draws on fundamental and technical analysis and modern portfolio theory to set asset allocation, monitor holdings, rebalance, and pursue tax‑loss harvesting opportunities. Clayton Financial Group’s disclosures also describe the use of derivatives and other strategies (including options, margin, short sales, and leverage) as part of separately managed accounts when appropriate to client objectives.
Noteworthy aspects of the firm include its mix of $321,604,611 in discretionary assets and $472,153,468 in non‑discretionary assets as reported in the brochure, making non‑discretionary assets the larger portion of its managed assets—an uncommon structure among comparable team advisers; the firm also supervises roughly $794 million in total AUM with three advisory professionals, resulting in a higher‑than‑typical AUM per advisor. Operational features documented in the brochure include fee deduction by custodians, use of standing letters of authorization for certain transfers, and planning services that explicitly cover executive benefits and estate planning.
Client services
Expertise
Occupation focus
Fee options
$0 - $2,000,000: 1.00% $2,000,001 - $5,000,000: 0.75% $5,000,001 - $10,000,000: 0.50% $10,000,001 - $20,000,000: 0.40% $20,000,001 - $30,000,000: 0.35% $30,000,001 - $50,000,000: 0.30% $50,000,001 - $75,000,000: 0.25% Over $75,000,000+: Negotiable
Fee-only: Fixed fee for financial planning and consulting up to $200,000 annually, charged quarterly in advance, fee amount based on complexity and estimated prior to engagement
Main office
165 North Meramec Suite 130
St. Louis MO 63105
Advisors at this office
3
Most active in
California · Florida · Illinois · Kansas · Louisiana · Massachusetts · Minnesota · Missouri · Nebraska · New Hampshire · New York · North Carolina · Tennessee · Texas · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Kenneth B
CFP®, Series 66
St. Louis, MO
Clayton Financial Group, LLC
Kenneth Bower is a CFP® professional with 21 years of industry experience, currently serving as an advisor at Clayton Financial Group, LLC since 2015. He holds the Series 66 designation and is based in St. Louis, MO. Outside of his advisory role, he serves as a banking board member for Southern Bank. Clayton Financial Group provides asset management, financial planning, and consulting services to individuals, high-net-worth clients, small businesses, trusts, estates, and charitable organizations. The firm manages a significant asset base across its team and employs investment strategies that include fundamental and technical analysis, modern portfolio theory, and advanced techniques such as options and margin.
Matthew B
CFP®
St. Louis, MO
Clayton Financial Group, LLC
Matthew Bower is a CFP® professional with 17 years of experience in financial advising. He has been with Clayton Financial Group, LLC since 2015 and worked previously at Moneta Group Investment Advisors, LLC from 2009 to 2015. Clayton Financial Group provides asset management and financial planning services to individuals, trusts, estates, small businesses, and charities. The firm employs both discretionary portfolio management and non-discretionary advisory approaches, utilizing fundamental and technical analysis alongside modern portfolio theory to guide investment decisions.
Zachary K
CFP®
St. Louis, MO
Clayton Financial Group, LLC
Zachary Kratofil is a CFP® professional with nine years of industry experience. He has worked at Clayton Financial Group, LLC since 2019 and previously held roles at Moneta Group Investment Advisors, LLC from 2013 to 2019. Clayton Financial Group serves individuals, high-net-worth clients, small businesses, trusts, estates, and charitable organizations by providing ongoing asset management alongside financial planning and consulting. The firm applies fundamental and technical analysis and modern portfolio theory in its investment process and offers services including executive benefits and equity-compensation planning.
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