Clear Harbor Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$69,214,025
Clients
93
Advisors
3
of 3 employees
About
Clear Harbor Wealth Management serves individual and high-net-worth clients and also provides services to pooled investment vehicles. The firm offers discretionary and non-discretionary investment management, financial planning, and referrals to third‑party advisers, and it sponsors and administers affiliated private funds.
The firm applies a risk‑based asset allocation framework complemented by technical and fundamental analysis, implementing portfolios primarily through mutual funds, ETFs, stocks, and bonds while tailoring recommendations to clients’ goals and reviewing accounts on an ongoing basis. Clear Harbor also manages the investment programs of its sponsored pooled vehicles and discloses and addresses exposures to emerging asset classes, including digital assets, where applicable.
Compared with many peers of its size, Clear Harbor is notable for acting as a private fund adviser and fund sponsor and for charging performance‑based fees on its pooled vehicles, arrangements the brochure identifies as creating potential conflicts of interest because the firm’s owner controls the funds’ general partners. The firm discloses mitigants — including fee treatment for client investments in the funds, annual audited fund financials, and written policies around solicitor relationships and conflict management — and describes procedures intended to address those conflicts.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.85% annually $1,000,001 - $5,000,000: 1.35% annually $5,000,001 - $10,000,000: 1.25% annually $10,000,001 - $25,000,000: 0.90% annually $25,000,001 - $50,000,000: 0.75% annually $50,000,001+: Customized
$475 per hour for financial planning services
Funds charge up to 2.0% per annum management fee and 20% performance fee on net capital appreciation
Fee-only: Hourly financial planning fees at $475 per hour
Main office
543 Harbor Blvd, Ste 501
Destin FL 32541
Advisors at this office
3
Most active in
Florida · Texas
Also doing business as
Clear Harbor Wealth Management · Clear Harbor Wealth Management LLC · Curio Capital Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Gerald S
Series 66
Destin, FL
Clear Harbor Wealth Management
Gerald Skalsky is a financial advisor with Clear Harbor Wealth Management in Destin, FL, holding a Series 66 credential and 17 years of industry experience. His prior work includes roles at Great Point Capital and Thrivent Financial, among others. Skalsky also operates Skalsky Financial Planning & Consulting LLC. Clear Harbor Wealth Management serves individual and high-net-worth clients, offering discretionary and non-discretionary investment management, financial planning, and third-party adviser referrals. The firm employs a risk-based asset allocation approach supplemented by technical and fundamental analysis and manages sponsored pooled investment vehicles with a focus on emerging asset classes.
Nicholas C
Series 65
Destin, FL
Clear Harbor Wealth Management
Nicholas Carman is a financial advisor at Clear Harbor Wealth Management in Destin, FL, holding a Series 65 designation. He has one year of industry experience and previously worked in the telecommunications sector with firms including T-Mobile and Sprint. Clear Harbor Wealth Management serves individual and high-net-worth clients, providing investment management, financial planning, and referrals to third-party advisers. The firm employs a risk-based asset allocation approach alongside technical and fundamental analysis, managing portfolios primarily through mutual funds, ETFs, stocks, and bonds.
Dustin T
Series 66
Destin, FL
Clear Harbor Wealth Management
Dustin Terry is a financial advisor at Clear Harbor Wealth Management in Destin, FL, with 18 years of industry experience. He holds a Series 66 designation and has worked with firms including Curio Capital Endurance Fund GP LLC and Center Street Securities. Terry is also a co-owner of a real estate brokerage and serves as a general partner in a crypto opportunities fund. Clear Harbor Wealth Management serves individual and high-net-worth clients, providing discretionary and non-discretionary investment management, financial planning, and private fund sponsorship. The firm uses a risk-based asset allocation approach combined with technical and fundamental analysis, managing portfolios with mutual funds, ETFs, stocks, and bonds while addressing exposures to emerging asset classes such as digital assets.
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