Clearstone Wealth Management, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$29,521,538
This total excludes 7 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
51
43% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
51
HighAverage account size
$578,854
About
Clearstone Wealth Management is a recently established, independent registered investment adviser that serves individuals, high-net-worth clients, and employer-sponsored retirement plans, including pension and profit-sharing plans. It offers comprehensive wealth planning, single-topic financial consulting, and ongoing discretionary portfolio management with written financial plans delivered upon completion of planning engagements.
The firm employs a tactical asset allocation approach for portfolio management, primarily using exchange-traded funds and selected alternative investments and exercising discretionary trading authority to rebalance as needed. Its planning work explicitly covers retirement-plan analysis (company-sponsored plans such as 401(k), profit sharing and pensions), estate, tax, insurance, and cash-flow topics, and it coordinates with clients’ tax professionals on tax planning matters.
What is distinctive is the explicit provision of services to pension and profit-sharing plan clients — a client type that is uncommon for firms in this peer group — combined with a tactical allocation strategy that incorporates alternatives alongside ETFs. The adviser, founded in late 2023 and registered in late 2024, manages roughly $30 million in discretionary assets and maintains an institutional custody relationship that provides access to execution, reporting, and third-party tools; it also applies a $500,000 account guideline that may be waived in certain cases.
Client services
Financial planning
Portfolio management
Expertise
College savings (529s, UTMA, etc.)
General estate planning guidance
Cash flow / budgeting
General retirement planning
General tax planning
Fee options
$2,500 to $4,000 (fixed fee for comprehensive financial planning, negotiable)
$0 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.75% $3,000,001 - $5,000,000: 0.50% $5,000,001+: 0.30%
$250/hour (negotiable)
Account minimum: $500,000 (waivable at discretion)
Main office location
Clearstone Wealth Management, LLC
132 Wild Rose Lane
Whitefish MT 59937, United States
Number of offices
2
Most active in
Clearstone Wealth Management, LLC has reported serving >5 clients in these states in the last 12 months.
Montana · Tennessee · Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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