Clearview Financial, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Clearview Financial serves individual and high-net-worth clients, providing discretionary portfolio management and related investment supervisory services, and it also offers non-discretionary advice for employer‑sponsored retirement plans. As of the most recent reporting period the firm manages roughly $101 million for about 44 client relationships and maintains a small advisory team of two advisors.
The firm constructs a written Investment Policy Statement for each client and relies primarily on fundamental analysis, employing mutual funds, equities, bonds, ETFs, REITs and both long‑ and short‑term trading as appropriate, with regular portfolio monitoring and at‑least‑quarterly reviews. Clearview also offers standalone, non‑discretionary financial planning engagements separate from its asset management services; those planning engagements are billed as a retainer and are implemented by clients rather than executed directly by the adviser.
What is distinctive about Clearview is that a principal operates an affiliated accounting practice and is a certified public accountant who devotes a portion of their time to that practice; the brochure discloses this relationship and states clients are under no obligation to use the firm’s tax or accounting services. The firm also requires clients to use its recommended custodian and has formalized a retainer‑based, standalone planning offering processed through a third‑party payments platform, both features that differ from many peers.
Client services
Expertise
Fee options
$0 - $500,000: 1.00% $500,001 - $750,000: 0.90% $750,001 - $1,000,000: 0.85% $1,000,001+: 0.75%
Fixed annual retainer starting at $12,000 per year for standalone financial planning, billed quarterly in arrears
Account minimum: $800,000 (may be waived)
Main office
See office11622 El Camino Real, 100
San Diego CA 92130
Advisors at this office
1
Offices (2)
Most active in
California · Louisiana · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Mark Y
CFP®, CPA
San Diego, CA
Clearview Financial, Inc.
Mark Young believes that wealth management is about more than just numbers—it’s about sleeping better at night. As the founder of Clearview Financial, Mark utilizes his dual expertise as a CPA and CFP® to strip away the complexity of financial planning, providing his clients with a clear, tax-efficient roadmap toward their goals. With a career spanning over 40 years, Mark has navigated every type of market cycle. This depth of experience allows him to offer a seasoned perspective that is rare in today’s fast-paced world, ensuring that every strategy is stress-tested for long-term success. His philosophy is simple: put the client’s interest above all else and focus on the “peace of mind” that comes from careful planning and rigorous review. A lifelong San Diegan, Mark is an alumnus of San Diego State University (’83) and Torrey Pines High School (’78). He and his wife are the proud parents of three adult children. When he is not in the office helping clients achieve financial freedom, Mark stays active on the pickleball courts, hiking local trails, or traveling the world with his family.
Michael Y
CFP®, CPA
San Diego, CA
Clearview Financial, Inc.
As a fee-only fiduciary at Clearview Financial, I am dedicated to providing tax-smart financial planning and investment management that looks at the big picture. Since 2018, I have specialized in building comprehensive strategies where financial decisions are evaluated alongside their tax implications to help clients keep more of what they earn. My professional background is built on a foundation of rigorous education, including a CFP® certification following my time at Gonzaga University and a CPA designation earned after completing my Master’s in Accounting at Sacramento State University. This dual background allows me to offer a technical perspective that ensures tax strategy is a core part of every financial plan. My goal is to provide a clear, coordinated path for your wealth so you can feel confident that your financial decisions are working together for your long-term benefit. When I’m not in the office, you can usually find me in Encinitas, walking the beach with my wife and our dog.
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