Clearview Financial Strategies LLC

Clearview Financial Strategies provides discretionary asset management, advice on qualified retirement plan accounts, and hourly financial planning to individual clients. The firm reports about $13 million in discretionary assets across roughly 39 client households and typically requires a $500,000 household minimum, which may be lowered or waived in certain cases.

Investment programs are customized to each client's goals, time horizon, and risk tolerance, with the adviser generally authorized to implement and monitor asset allocation, investment selection and portfolio rebalancing. Methods of analysis disclosed include fundamental, technical, charting and cyclical approaches, and financial plans address cash flow, tax reduction, risk management and estate considerations.

A distinctive feature is that the firm’s owner also operates as an independent licensed insurance agent and offers commissionable insurance products (the brochure discloses this activity consumes about 5% of the owner’s time and generates under 15% of firm revenue), a relationship the firm identifies as a potential conflict of interest and describes steps to mitigate. Other noteworthy details include that the firm began as an insurance practice before adding advisory services, it does not vote client proxies, and it treats cash as an asset class included in assets under management.