Clearwater Wealth Management
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About
Clearwater Wealth Management serves individuals, high‑net‑worth clients, trusts, small businesses and estates by providing discretionary asset management and complementary financial planning for asset‑management clients at no additional cost. The firm reports managing approximately $7.7 million in client assets and constructs individualized investment programs based on each client’s goals, time horizon and risk tolerance.
Portfolios are managed on a discretionary basis using a mix of fundamental and technical analysis and Monte Carlo planning to evaluate retirement and probability scenarios; the investment program can include mutual funds, ETFs and the use of options. Clients receive periodic (at least quarterly) account reviews, may impose written investment restrictions, and the firm does not require a minimum account size.
Noteworthy disclosures in the firm’s brochure include that the principal splits substantial time with an unrelated outside business (disclosed as occupying roughly half of his time), which may affect advisor availability and service expectations. The firm also does not vote client proxies and requires clients to custody assets at Schwab, practices that differ from many peers and bear consideration when evaluating custodial and proxy arrangements.
Client services
Expertise
Fee options
1.00% annually
Main office
Midlothian TX
Advisors at this office
1
Most active in
Texas
Also doing business as
Clearwater Wealth Management · Clearwater Wealth Management LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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