Clearwealth
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
ClearWealth is a state‑registered advisory firm that reports managing about $44.3 million for roughly 145 clients and provides tailored portfolio management and a range of financial planning services. The firm offers continuous investment advice, access to third‑party/sub‑advisors and model portfolios (through XY Investment Solutions), and both fixed‑fee and subscription‑style comprehensive planning engagements.
ClearWealth primarily emphasizes passive investment management—building portfolios with index mutual funds and ETFs for low turnover and tax efficiency—while also using fundamental, technical, cyclical and charting analyses and monitoring outside managers. It provides discretionary portfolio management, assists clients in selecting outside managers, and delivers periodic reviews and reporting as part of its ongoing planning and investment oversight.
Compared with many peers, ClearWealth’s client base and scale suggest a primary focus on individual (non‑high‑net‑worth) clients rather than a concentrated high‑net‑worth clientele, despite the brochure indicating it can work with high‑net‑worth individuals. Notable operational features include reliance on third‑party model portfolios and outside managers, limited custody practices (direct fee debits only), and participation in an institutional custodian program that supplies technology and practice support rather than proprietary product distribution.
Client services
Expertise
Fee options
Financial Planning fixed fee $2,000 to $4,000; Comprehensive Financial Planning upfront fee $500 to $2,500
$0 - $100,000: Max 1.50% $100,001 - $500,000: Max 1.25% $500,001 - $1,000,000: Max 1.00% $1,000,001+: Max 0.75%
Comprehensive Financial Planning ongoing fee $100 to $250 per month
Fee-only: Comprehensive Financial Planning upfront fee $500 to $2,500 plus ongoing $100 to $250 per month; Financial Planning fixed fee $2,000 to $4,000
Main office
Burlington IA
Advisors at this office
2
Most active in
Illinois · Iowa
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Lance B
CFP®
Burlington, IA
Clearwealth
ClearWealth was established by Lance Beckman CFP® in 2018. Lance has been in the financial services industry since 2013 and holds his Certified Financial Planning designation. Before starting ClearWealth, he was a Financial Advisor for one of the largest financial services companies in the country. ClearWealth is a Registered Investment Advisor (RIA) with the State of Iowa, meaning we have a fiduciary duty to our clients. More simply put, we have a legal obligation to act in the best interest of our clients. ClearWealth was started with the idea of creating a financial planning process that provides little conflict and big value. At ClearWealth, we believe building a comprehensive financial plan is the best way to have the most impact with the individuals, families, and businesses we work with.
Ryan B
CFP®, Series 63
Burlington, IA
Clearwealth
Ryan Brueck is a CFP® with seven years of experience in the financial industry. He is currently affiliated with ClearWealth in Burlington, IA, and has prior experience at Northwestern Mutual Investment Services LLC and other firms. ClearWealth is a state-registered advisory firm managing approximately $44.3 million for around 145 clients. The firm focuses on passive investment management using index mutual funds and ETFs, while also employing fundamental and technical analyses, and provides tailored portfolio management alongside comprehensive financial planning services.
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