Clemons Financial Education Company
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Clemons Financial Education Company provides project-based and hourly financial planning to individuals, including services that address retirement planning, insurance, cash flow, employee benefits, college savings, and estate/incapacity planning. The firm also offers group educational seminars and workshops on personal finance topics; these seminars are presented as purely educational and are provided on a pro bono basis.
The firm does not provide discretionary investment management, custody, or participate in wrap or performance‑based fee programs, instead delivering written or electronic financial plans and investment recommendations that clients implement through their chosen custodians. When investment recommendations are made as part of planning, the adviser describes using passive portfolio principles and a range of analytical approaches (fundamental, technical, cyclical, and charting) while tailoring the scope of analysis to each client’s stated goals.
Established recently as a fee‑only sole proprietorship, the firm documents financial plans rather than managing client assets or charging percentage‑of‑assets fees, a combination that is less common among independent advisers. Its offering of pro bono public education together with formal planning engagements for individual and high‑net‑worth clients—without taking custody or running AUM-based programs—is a distinctive practice relative to many peers.
Client services
Expertise
Fee options
Fixed fee between $1,500 and $7,500 for project based financial planning
Hourly rate between $250 and $500 per hour for financial planning
Fee-only: Fixed fees ranging from $1,500 to $7,500 for project based financial planning; hourly fees between $250 and $500 per hour for financial planning
Main office
Fairport NY
Advisors at this office
1
Most active in
New York
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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