CLF Asset Management, Inc.

Daniel Determan is a financial advisor with CLF Asset Management, Inc. in Madison, WI, holding the ChFC® designation and Series 63 and 65 licenses. He has 21 years of industry experience, including roles at CLF Asset Management since 2016 and Capitol Lakes Financial, LLP since 2011. Outside of his advisory work, he is a director of the Natural Materials Technology Accelerator, a nonprofit focused on research into natural fiber technologies and carbon sequestration. He is also a founder-level investor in Driftless Extracts LLC, an industrial hemp processing company. CLF Asset Management serves individual clients, corporations, and employee benefit plans by providing financial consulting, planning, discretionary portfolio management, and pension consulting. The firm employs a combination of analytical methods and algorithmic tools alongside professional oversight to tailor investment strategies to client objectives and risk tolerances.

Michael Zugan is a CFP® professional with three years of experience in financial advisory, currently serving at CLF Asset Management, Inc. in Madison, WI. His prior roles include positions at Wealth Enhancement Group and Alpha Financial Management. Outside of advisory work, he is also licensed as an independent insurance agent through Capitol Lakes Financial, LLP. CLF Asset Management provides financial consulting, comprehensive planning, portfolio management, and pension consulting to individuals, corporations, and employee benefit plans. The firm combines multiple analytical methods and technological tools with human oversight to tailor investment strategies to client objectives and risk profiles.

Simon Liegel is an investment adviser representative at CLF Asset Management, Inc. with 19 years of industry experience. He holds the Series 63, Series 65, and Enrolled Agent (EA) designations. Prior to joining CLF Asset Management in 2016, he was affiliated with Capitol Lakes Financial, LLP, where he continues to have common control and ownership. Outside of his advisory role, Mr. Liegel has a founder-level investment in an industrial hemp processing company and serves as one of four directors of the Natural Materials Technology Accelerator, a nonprofit focused on research into commercial fiber separation and carbon sequestration. CLF Asset Management serves individual clients, corporations, and employee benefit plans, offering financial consulting, comprehensive planning, discretionary portfolio management, and pension consulting. The firm employs a blend of analytical methods and intelligent systems to tailor portfolios to client objectives, risk tolerances, and liquidity needs, while providing both modular and comprehensive financial planning options.

Michael Vaubel is a financial advisor with CLF Asset Management, Inc. in Madison, WI, holding a Series 65 credential and nine years of industry experience. He has been employed at Capitol Lakes Financial since 2016. Outside of his advisory work, Vaubel serves on the Alumni Association board for Wayland Academy and provides unpaid support to Alpenhaus Market, a business focused on vintage and artisan goods. CLF Asset Management serves individual clients, corporations, and employee benefit plans, offering financial consulting, comprehensive planning, discretionary portfolio management, and pension consulting. The firm uses a combination of analytical methods and algorithmic tools to tailor portfolios based on client objectives, risk tolerances, and liquidity needs.

Jacob Soener is a CFP® professional with seven years of industry experience, currently serving at CLF Asset Management, Inc. in Madison, WI. His prior roles include positions at Mass Mutual and UW-Madison. He also serves as treasurer for the Lussier Community Education Center, a nonprofit organization, providing budgeting advice and board oversight in an unpaid capacity. CLF Asset Management serves individuals, corporations, and employee benefit plans by providing financial consulting, comprehensive planning, discretionary portfolio management, and pension consulting. The firm combines fundamental and technical analysis, modern portfolio theory, and algorithmic tools with human oversight to tailor investment strategies to clients’ objectives and risk profiles.