Client First Finance LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Client First Finance LLC works with individuals and couples, and also advises on trusts, estates, small businesses, and retirement-plan matters. Services range from narrowly scoped financial advice to multi-year comprehensive financial planning covering investments, taxes, employee benefits, estate planning, insurance, education funding, cash flow, and budgeting.
The firm’s investment guidance emphasizes long-term, passive index-based portfolios, disciplined asset allocation, and written investment policy statements, with an emphasis on low-cost mutual funds and infrequent trading. Uncommonly for its peer group, the firm does not provide discretionary portfolio management or custody of client assets and instead assists clients with implementation while billing for that work.
Distinctive operational features include a fee-only billing model that does not use percentage-of-assets-under-management fees, reliance on invoiced payments (checks only), and a refusal to accept commissions or soft-dollar arrangements. The principal combines advanced technical graduate degrees and CFP certification with prior Silicon Valley executive experience, participates in NAPFA activities, and offers pro bono community workshops, which are notable given the firm’s small size and advisory focus.
Client services
Expertise
Fee options
$400 per hour
Fee-only: $400 per hour
Main office
Sunnyvale CA
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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