Quincy, MA Office

CliftonLarsonAllen Wealth Advisors serves individuals (including high-net-worth clients), corporate and institutional clients, and qualified retirement plans, providing wealth advisory and asset management services on both a discretionary and non-discretionary basis, financial and estate planning, business succession consulting, and plan-level services such as Investment Objective Statements and participant education. The firm is also registered as a broker-dealer and licensed as an insurance agency, and its brochure discloses brokerage activity related to DSTs, directly held mutual funds, 529 plans, and the sale of fixed and variable insurance and annuity products, while marketing investment banking and placement services under the trade name CLA Meridian Capital.

Investment implementation centers on strategic asset allocation delivered through firm-constructed model portfolios overseen by an Investment Committee, supplemented by third‑party managed programs, mutual funds, ETFs and selective private placements; the firm uses both long-term buy-and-hold and tactical allocation elements and conducts periodic client reviews and annual verification of objectives. CLA integrates advisory work with multidisciplinary planning via its Private Client Services model, drawing on tax, estate, risk and other professionals at its parent CliftonLarsonAllen LLP to tailor Investment Objective Statements and coordinate implementation.

Distinctive aspects noted in the brochure include the firm’s combination of RIA fiduciary services with direct broker-dealer and insurance activities and a newly expanded investment banking/placement capability (CLA Meridian Capital), which results in additional compensation arrangements such as placement, due-diligence, and fund-monitoring fees that the firm discloses. The brochure also describes affiliated relationships with CliftonLarsonAllen LLP (including fund administration and consulting services), the firm’s revised discretionary compensation practices, and supervisory and disclosure processes the firm uses to address the conflicts those affiliations can create.