A complete list of active advisors currently associated with Cline Financial Concepts, LLC

Warmer can help you find a great advisor at Cline Financial Concepts, LLC or one who fits your needs even better.

Cline Financial Concepts serves individuals, high‑net‑worth clients, trusts, estates and charitable organizations, providing discretionary investment management and fee‑based financial planning. The firm, organized as a single‑advisor practice, manages roughly $86.8 million for about 120 clients and also advises on retirement account rollovers and related fiduciary matters. The Advisor constructs portfolios primarily from low‑cost, diversified mutual funds and ETFs and may use individual stocks or bonds when appropriate, applying fundamental analysis with a generally long‑term orientation while performing regular monitoring and rebalancing. Cline Financial Concepts typically implements accounts via institutional platforms (including an SEI Advisor Guided platform) and may recommend turnkey asset management programs, remaining the client’s primary advisor when third‑party managers are used. Distinctive aspects include serving charitable organization clients alongside typical individual and trust accounts, a client type that is less common among independent solo firms. The practice also maintains institutional relationships that provide software, trading and operational support (SEI, AssetMark, Trade‑PMR/First Clearing) and has onboarded migrated clients from two acquired advisory practices while preserving their prior account arrangements.

To learn more about the advisors currently working at Cline Financial Concepts, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Scott Cline	Champaign, IL	21

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