A complete list of active advisors currently associated with Cloud, Minturn & Associates, LLC

Warmer can help you find a great advisor at Cloud, Minturn & Associates, LLC or one who fits your needs even better.

Cloud, Minturn & Associates provides financial planning, retirement planning, consulting, and selection and monitoring of third‑party money managers for individuals, high‑net‑worth clients, and business entities. The firm offers written financial plans and targeted consulting engagements, and facilitates relationships with independent registered investment advisers rather than directly providing discretionary portfolio management. The firm’s process emphasizes asset allocation, mutual fund/ETF analysis, and third‑party manager due diligence, documented through a Personal Investment Policy Statement (PIPS) used to match clients with outside managers. Cloud, Minturn monitors selected managers’ holdings, strategies and compliance but does not take custody of client assets or exercise investment discretion for client accounts. Distinctive features in the ADV include an affiliation with an in‑house insurance agency (CMA Insurance Services) and associated persons who are licensed insurance agents, creating potential conflicts when insurance products are recommended and implemented separately. The firm also commonly charges fixed or hourly fees for planning and consulting and focuses on advising and overseeing other advisers—an approach that differs from many investment manager firms that rely primarily on percentage‑of‑assets billing and direct asset management.

To learn more about the advisors currently working at Cloud, Minturn & Associates, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Daniel Cloud	Torrance, CA	21

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