Lexington, SC E Main Street Office

CMC Wealth Management provides ongoing portfolio management and financial planning to individuals, high‑net‑worth individuals, trusts, estates, and charitable organizations. The firm documents client goals, income, tax considerations, and risk tolerance in an Investment Policy Statement and manages a range of investment types including mutual funds, equities, fixed income, ETFs, REITs, hedge funds, private placements, and insurance products.

CMC operates primarily on a non‑discretionary basis, requesting client permission before selecting securities or executing transactions and declining voting authority for client proxies. Its investment process combines charting, fundamental, technical, and cyclical analysis and may employ long‑term and short‑term trading as well as options writing, strategies the brochure identifies as carrying greater risk of capital loss.

Noteworthy for its peer group, the firm emphasizes client control over trade decisions (including allowance for client‑directed brokerage) rather than granting the adviser discretionary trading authority, an arrangement that is statistically uncommon among independent firms. The brochure also highlights quarterly account reviews by firm management, a refusal to participate in wrap fee programs, no acceptance of outside sales compensation, and the availability of hourly, negotiable financial planning services alongside ongoing supervisory management.