A complete list of active advisors currently associated with CNIV Financial Planning LLC

Warmer can help you find a great advisor at CNIV Financial Planning LLC or one who fits your needs even better.

The firm provides hourly, fee‑only, as-needed investment advice to individuals and families, retirement plan sponsors, trustees of nonprofit organizations, and to other advisers who engage the firm to advise their clients. Services are advice-only and typically include one-time portfolio reviews, written investment plans, implementation recommendations, and referrals to third‑party managers; the firm does not accept custody or discretionary authority over client assets. The firm follows a passive, long‑term investment philosophy and generally limits recommendations to low‑cost, broad‑based index mutual funds and exchange‑traded funds with a strategic asset allocation and periodic rebalancing. Recommendations are based on a client’s background, goals, risk tolerance, tax considerations, and current holdings, but implementation and trading are the responsibility of the client or their other adviser. Compared with many firms in this category, the adviser operates on an hourly, fixed‑fee basis rather than charging percentage‑of‑assets fees and explicitly does not manage or custody assets. The firm also provides paid educational seminars, workshops and speaking engagements through affiliated consulting activities and maintains an active academic/educational practice, and it works with both non‑high‑net‑worth and high‑net‑worth individual clients in addition to institutional or adviser‑referred engagements.

To learn more about the advisors currently working at CNIV Financial Planning LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name
Location
Years of experience
Chirag Surti profile photo Chirag Surti
Marlboro, NJ
2
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