Coastal Carolina Financial Partners LLC

The firm primarily serves individual investors (including some high‑net‑worth clients) and a small number of business or corporate clients, offering portfolio management and investment advisory services. Accounts are managed on a non‑discretionary, consultative basis with the firm obtaining client permission before effecting transactions.

Its investment approach relies on fundamental security analysis and a generally conservative strategy that uses stocks, bonds, mutual funds and ETFs; the brochure states the firm does not recommend or directly invest clients in alternatives such as private equity, futures, currencies or hedge funds and will refer clients elsewhere for those exposures. The firm conducts at least quarterly reviews (more frequent for active accounts), tailors strategies through client consultations, and emphasizes monitoring and adjustments consistent with each client’s risk tolerance and goals.

Noteworthy distinctions include a recent, explicit cessation of offering insurance products despite the principal’s prior industry experience in insurance and securities, and the firm’s practice of offering educational workshops at no charge to attendees. The firm is a very small, solo‑advisor practice with roughly $1.95 million in assets under management across about 20 clients, a scale the brochure says limits opportunities to aggregate trades and informs its operational choices.