Coastal Financial Advisors, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$23,906,280
Clients
98
11% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
98
Very HighAverage account size
$243,942
About
Coastal Financial Advisors, Inc. is a fee‑only registered investment adviser that serves individuals (including high‑net‑worth clients), trusts, estates, corporations, charitable organizations, and retirement plans. The firm offers comprehensive financial planning and portfolio management along with related services such as tax planning and preparation, estate planning review, and limited bookkeeping for small businesses.
The firm constructs individualized portfolios that take into account a client’s tax situation, risk tolerance, and personal goals, and relies on traditional research sources when making recommendations. It generally recommends no‑load mutual funds, ETFs, U.S. government securities and individual bonds, manages accounts on a discretionary basis while coordinating with clients, and uses an established custodian for custody and trade execution.
Compared with many independent advisers, the firm also provides ERISA retirement plan advisory and fiduciary services to 401(k)/403(b) plans and to nonprofit endowments and foundations, a service area that relatively few peers offer. The advisor team holds securities and insurance credentials, is a member of a fee‑only professional association, and combines investment management with tax preparation and plan‑level consulting.
Client services
Financial planning
Portfolio management
Pension consulting
Selecting attorneys or cpas
Expertise
General retirement planning
College savings (529s, UTMA, etc.)
Cash flow / budgeting
Fee options
Project fees from $500 to $1,400 per project; flat fees and investment management fees typically range from $3,000 to $20,000
$200 to $350 per hour
Fee-only: Flat fees and investment management fees typically range from $3,000 to $20,000; project fees range from $500 to $1,400 per project; hourly fees range from $200 to $350 per hour; ERISA retirement plan fees range from 0.3% to 1.5% of plan assets.
Main office location
Coastal Financial Advisors, Inc.
Farmingdale NJ, United States
Number of offices
1
Most active in
Coastal Financial Advisors, Inc. has reported serving >5 clients in these states in the last 12 months.
New Jersey
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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