A complete list of active advisors currently associated with Coats Financial Planning

Warmer can help you find a great advisor at Coats Financial Planning or one who fits your needs even better.

Coats Financial Planning is a fee‑only financial planning and investment management firm that serves individuals, trusts, estates and small businesses through a five-advisor team and about 144 clients. Its services include comprehensive financial planning—cash flow, tax, retirement, education and estate planning—and portfolio management for both non‑HNW and high‑net‑worth individuals. The firm does not use an assets‑under‑management fee model; instead it delivers ongoing advice under an annual flat retainer determined by a documented complexity assessment, billed monthly (the firm discloses a minimum retainer of $6,000 per year). Investment implementation emphasizes asset allocation and a long‑term, buy‑and‑hold approach using no‑load mutual funds and ETFs, with portfolios reviewed typically once or twice a year and trades executed with client authorization rather than continuous discretionary trading. Compared with peer team firms, Coats is uncommon for explicitly avoiding percentage‑of‑AUM fees and for formalizing a complexity‑based retainer structure while remaining strictly fee‑only and commission‑free. The firm also maintains advisor relationships with custodians such as Fidelity, TIAA and Vanguard, staffs multiple CFP‑credentialed planners and has a designated compliance professional, which together inform its custody, billing and compliance practices.

To learn more about the advisors currently working at Coats Financial Planning, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.