Coherent Financial Advisers, LLC
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About
Coherent Financial Advisers provides advisory services to individuals, high‑net‑worth clients, small business owners and other investment advisers, offering discretionary and non‑discretionary portfolio management, financial planning, and subadviser arrangements. Its advice spans mutual funds, equities, ETFs (including precious‑metal ETFs), fixed income (including inflation‑linked bonds) and options.
The firm combines multiple analytic techniques — charting, fundamental, technical, cyclical, quantitative analysis and modern portfolio theory — and generally seeks discretionary trading authority while conducting at least quarterly account reviews. Strategies include long‑term trading and options strategies (including covered and uncovered positions), implemented with asset allocation, security selection and ongoing portfolio monitoring tailored to client goals and risk tolerance.
Distinctive features disclosed in the brochure include a reportable criminal or civil action (the ADV references an adviserinfo filing with an open date of 12/12/2022) and a principal’s role as an independent licensed insurance agent who may offer commissionable insurance products, a relationship the firm notes could present a conflict of interest. The firm also serves as a subadviser to other advisers and combines that outsourced management role with active options trading and a small advisory team, a service mix that differs from many peers.
Client services
Expertise
Fee options
Fixed financial planning fees between $500 and $50,000
$0 - $250,000: 1.25% $250,001 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.85% $3,000,001+: 0.75%
$150 to $250 per hour for financial planning services
Fee-only: Financial planning fixed fees between $500 and $50,000; hourly fees between $150 and $250 per hour
Main office
Peoria AZ
Advisors at this office
2
Most active in
Arizona
Also doing business as
Coherent Financial Advisers, LLC · Essential Wealth Management LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Thomas P
CFP®, Series 63, Series 65
Peoria, AZ
Coherent Financial Advisers, LLC
Thomas Pietrack is a CFP® certified financial advisor with 22 years of industry experience. He has been with Coherent Financial Advisers, LLC since 2016. In addition to his advisory role, he is a licensed insurance agent who occasionally offers commissionable insurance products. Coherent Financial Advisers serves individuals, high-net-worth clients, small business owners, and other advisers, providing portfolio management, financial planning, and subadviser services. The firm employs a range of analytic techniques and strategies, including options trading, tailored to client goals and risk tolerance.
Sargon Z
CFA®, Series 63
Peoria, AZ
Coherent Financial Advisers, LLC
Sargon Zia is a CFA® charterholder with 13 years of industry experience, currently serving as an advisor at Coherent Financial Advisers, LLC since 2016. He holds a Series 63 license and is based in Peoria, AZ. Coherent Financial Advisers provides advisory services to individuals, high-net-worth clients, small business owners, and other investment advisers, offering discretionary and non-discretionary portfolio management, financial planning, and subadviser arrangements. The firm employs multiple analytic techniques and implements strategies including long-term trading and options, tailored to client goals and risk tolerance.
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