Rosemount, MN Office

Cohesion Wealth Management serves individuals (including high-net-worth clients), families, foundations, trusts, estates, employer-sponsored retirement plans, charitable organizations, and certain corporate and institutional clients. The firm provides discretionary and non-discretionary investment management, comprehensive financial planning, and retirement-plan advisory and consulting services, and implements portfolios through in‑house management, third‑party money managers, and separately managed account platforms.

The firm’s investment process emphasizes aligning portfolios with clients’ values and risk tolerances, diversification across asset classes, and tactical adjustments informed by its assessment of broader market cycles; Cohesion uses tools such as Nitrogen for risk profiling and MoneyGuide Pro for planning. It also conducts due diligence on alternative investments and digital assets and limits such recommendations to clients who meet sophistication or accreditation criteria, while monitoring these positions and integrating them into clients’ overall plans.

Uncommonly for a firm of its size, Cohesion has institutional pension/plan consulting capabilities and offers ERISA 3(21) and 3(38) plan services using systems such as the ScorecardSM from Retirement Plan Advisory Group. The firm also discloses affiliated business relationships—including related entities used for tax and insurance services—and routinely works with or recommends other investment advisers and third‑party managers (Envestnet, SmartX, Prosperity Capital), reflecting an adviser model that combines direct management with outsourced expertise and specialized client services.