Collaborative Wealth Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Collaborative Wealth Advisors, LLC provides portfolio management, modular financial planning, and retirement plan advisory services to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, trusts, estates, charitable organizations, and businesses. The firm manages roughly $84 million in discretionary client assets for about 200 clients and operates with a small advisory team.
The firm typically delivers discretionary portfolio management tailored to each client's objectives, monitoring and rebalancing accounts and using mutual funds, ETFs, and other securities as core investments. Its investment process incorporates fundamental, technical, and cyclical analysis, permits both long‑ and short‑term trading when suitable, and includes ERISA‑focused retirement plan consulting and participant education.
Notably, the firm maintains an ownership affiliation with a licensed insurance agency and has affiliated CPA/tax resources that may provide tax and accounting services alongside advisory offerings; the brochure discloses these relationships and the potential conflicts of interest that can arise if clients purchase insurance or tax services through affiliates. The combination of in‑house accounting capabilities and an affiliated insurance business, together with retirement‑plan fiduciary services, differentiates the firm from many peers of similar size.
Client services
Expertise
Occupation focus
Fee options
Fixed financial planning fees ranging from $800 to $4,000; fixed retirement plan advisory fees from $500 to $15,000; annual fixed fee for portfolio management from $1,500 to $15,000
$0 - $500,000: 1.00% $500,000 - $1,000,000: 0.80% $1,000,000 - $1,500,000: 0.70% $1,500,000+: 0.50%
$250 per hour for financial planning services
Account minimum: $200,000 Minimum fee: Minimum annual fee of $500 Fee-only: Hourly financial planning fee of $250/hour; fixed financial planning fees ranging from $800 to $4,000; fixed retirement plan advisory fees ranging from $500 to $15,000
Main office
See office319 Littleton Rd, Suite 204
Westford MA 01886
Advisors at this office
1
Offices (2)
Most active in
Massachusetts · Texas
Also doing business as
Collaborative Wealth Advisors, LLC · Richard E. Boretti, Insurance Broker
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Richard B
Series 63
Westford, MA
Collaborative Wealth Advisors, LLC
Richard Boretti is a financial advisor at Collaborative Wealth Advisors, LLC in Westford, MA, with 25 years of industry experience. He holds a Series 63 designation and worked at New England Securities from 2000 to 2003. Boretti is also a Certified Public Accountant (CPA). Collaborative Wealth Advisors, LLC provides portfolio management, modular financial planning, and retirement plan advisory services to individuals, including high-net-worth clients, as well as various institutional clients. The firm manages approximately $84 million in discretionary assets and combines investment management with in-house accounting and affiliated insurance services.
Ronald D
CFP®, Series 63
Westford, MA
Collaborative Wealth Advisors, LLC
Ronald Dokus is a CFP® with 36 years of industry experience currently serving at Collaborative Wealth Advisors, LLC since 2023. He previously worked at Guardian Life Insurance Co and Park Ave Securities for 18 years. In addition to his advisory work, he provides tax preparation services and owns Dokus Financial Partners, LLC. Collaborative Wealth Advisors, LLC offers portfolio management, modular financial planning, and retirement plan advisory services to individuals, trusts, charitable organizations, and businesses. The firm manages approximately $84 million in discretionary assets, employing a tailored investment process that includes fundamental, technical, and cyclical analysis.
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