Phoenix, AZ Office

Collective Wealth Advisors LLC provides fee-based investment management and financial planning to individuals (including high-net-worth clients), charitable organizations and businesses, and serves qualified retirement plans as a limited-scope ERISA 3(21) fiduciary. Services include discretionary and non-discretionary portfolio management, financial planning and consulting, variable annuity and life-management, and plan-level fiduciary and education support.

The firm uses an independent third-party account administrator, Focus Partners Advisor Solutions (FPAS), to deliver portfolio models, account administration, reporting and billing, and may hire sub‑advisors or place clients into managed mutual fund programs to implement strategies. Client goals, time horizon and documented risk tolerance drive portfolio construction and periodic rebalancing; accounts are invested across mutual funds, ETFs, equities and other liquid instruments, and are reviewed at least quarterly with additional reviews as needed.

Noteworthy for a team of its size, the firm regularly hosts educational seminars and workshops that are free to attend and explicitly educational rather than advisory, and FPAS may co-sponsor or underwrite related attendance expenses. The combination of FPAS‑administered model implementation, access to multiple sub‑advisors and an American Funds program, plus explicit ERISA 3(21) plan services and variable‑annuity management, distinguishes its mix of institutional support and client education from many peers.